Thursday 25th June - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Well good morning everyone....

Not so sunny here today, hopefully it'll appear later

Here's my litle list for today:

• check banking and move TCs to spending account
• daily scratch
• meat out of freezer for dinner - pork steaks (NOT SAUSAGES:rolleyes::rolleyes:)
• packed lunches to work all round
• Tesco shopping coming later - hopefully all present and correct;)
• admire my sprouting seedlings
• Sparkle!

Argh that's all I can think of today!
Have a lovely day all......remember it's Friday tomorrow

mogchops

Morning Milly!! And all who come along!

Loving your smilies, where are you getting them from??! They have really made me smile this morning!

katylittlelady - well done on your 1-2-1! Congrats on becoming permanent! :T My 1-2-1 went well too, got the highest grading :D so very pleased with that! :j

Bit grey here this morning, where did the sunshine go please?

Today....

- Check online banking
- Click & scratch
- Check lottery ticket (nada - boo!)
- Salady things for tea (no sausages)
- Sort & file paperwork
- DD to swimming after school
- Sparkle!!!

Have a lovely day everyone!

pixiechick99

link to smilie site.....;)
http://www.hystersisters.com/vb2/misc.php?do=getsmilies&wysiwyg=0&forumid=4#

babyhead

Morning!

There is definately a direct relation to DS getting up early and the presence of sheep in the field behind us :rolleyes: Hence I am up early today! Got lots to do again today so....

1/scratchies - just 10p
2/online banking - another strange payment today. guess is tax creds again as its 4 weeks since i last had something. i guess they will write to me eventually!
3/work hours!
4/cleaning list
5/FINISH BRUVS WEBSITE :mad:
6/rings docs

better get cracking then :rolleyes: Hope everyone has a good day!

sophiesmum_2

Good morning Milly and Mogs and everyone to follow.:D

Looks like the sun is here with me Mogchops;)
Lots to do at work today and must find time later to nip out the tops and tie up my tomato plants as they are going a bit gangly.

Not sorted out my list properly yet but here's start

• check online banking
• pick up some old curtains from mums for decorating covering up
• make some jam with the fruit I picked from garden yesterday and the reduced plums I picke up in asda (20p for 2kg:D)
• chase garage yet again to see if they have found lost paperwork for new car
• borrow OH's car later to run a few errands and visit parents
• sparkle

Have a great day everyone

Vicster5

Morning everyone!

Just checked weather forecast - it is due to burn through cloud and become sunny again later! :j

Is sparkling only allowed by a select few? Cos I'd quite like to add sparkling to my to do list too!!

Well done on 1-2-1's peeps!

Sophiesmum - time to be a bit grrrr with garage I used to work in a dealership and they will tell you anything. Time to be asking for a free tank of fuel or something for inconvenience caused?

• Phone up company about them delivering wrong size boxing boots for OH (hoping to get some kind of I'm sorry offer!)
• Get OH to sign up for Sky so that we can take advantage of new customer deal - sneaky i know but....
• Pack up in tupperware
• Drive car more economically to save fuel
• Washing on line
• Return phone call about making £20 on Saturday for 10mins work :T
• Get roots and hair cut done (have been teaching hairdressers little boy karate and now I get hair done for free!!)
• List a few bits on ebay cos it's insertion free day

Runner beans coming along nicely in garden - about an inch long atm!

Have a fantabulous day everybody

sophiesmum_2

sparkling is to be encouraged for everyone vicster

Vicster5

Well then I add Sparkling to my list!

katylittlelady

Morning everyone!!

Well done on ur 1-2-1 mogchops! Glad we both sparkled! Pretty sure we are all allowed to sparkle on our list Vicster! Not sure who the original sparkler is but I decided to start sparkling yest as well!! Think my body thinks it's Friday already as already worked 5 days, another 2 to the weekend tho :rolleyes: Here is today's list:

• Daily competitions
• Daily free lotteries
• Scratchie - 20p
• Surveys that come along
• Breakfast and lunch from stores
• Making Sushi tonight (not sausages!) will make enough for dinner and lunchboxes tomorrow
• Hang washing out
• Washing Up
• [STRIKE]Continue on short story and try and finish (lots of other things to do but really want to get this done and this list writing is definately helping me focus on doing stuff!)[/STRIKE]
• Work 5 hours
• Oh, and Sparkle of course!

Have a great day everyone and yeah to it being Friday tomorrow! x x x x:beer:

DawnW

Morning all :j

Congrats on 1-2-1s where due! A bit dull here today so I won't mind being cooped up in my dungeon (office) quite so much. Loads of work to do again today, and indeed right up to my redundancy date :mad: I wish I weren't so damned conscientious :rolleyes:

Apart from work, today I have / will:

Check online banking - I have been paid thank goodness :eek:

See to plants and animals (done morning shift). It is paying off, as we now have new potatoes, mangetout peas, spring onions, radishes, tomatoes and cucumbers, with broad beans, shallots and courgettes to come soon (had one courgette already - a yellow one ) And eggs of course, loads of 'em!

HM meals from stores, though fish, not sausages - mind you I have a wicked recipe for a sort of sausage and roasted veg bake. I think I will have to make that soon to use up some of the vegetables

Think of something to make to reduce egg mountain - might do lemon curd!

Try to resist the coffee at work and make my own (not as good unfortunately)

Definitely resist muffins / flapjacks in coffee shop :eek:

Check times for London trains for tomorrow, as have to give a presentation (on what is supposed to be my day off - again :mad: ) Whatever will they do to boost their careers once I have gone? Good job they are having a rest now :rotfl:

Take money from BS to pay builders :eek:

Have a nice day everyone :hello:

angelflower_2

morning all


List from rest of yesterday

• got some free dog food from mate at work who's dog doesnt eat it anymore. Will last me about 2 months!!
• went to wee dog show last night. No entry fees. Got buffet provided and we won 2 raffle prizes (for present box) with no outlay. Dog didnt win - still far to nervous

List for today

• scratch and click
• check banking
• prepare for pay day tomorrow
• reregister for other account online banking - its chucked me out!
• prepare letters to transfer bank salary to be paid in to
• write to halifax again re hardship claim on bank charges
• ironing and tidy up
• meal plan - didnt get around to it yet this week
• check junk email account
• make jelly before work so can have pudding for tea :j

Thats all can think of for now but will be back