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Can I claim back charges on old accounts?

katehh
katehh Posts: 3 Newbie
in Reclaim bank & credit card charges
I changed my current account a few years back and closed my old one. Back in the day when I was a little silly with money I racked up loads of charges - I still have all my old account details but can I claim?

Thanks

Comments

  • jos004
    jos004 Posts: 222 Forumite
    katehh wrote: »
    I changed my current account a few years back and closed my old one. Back in the day when I was a little silly with money I racked up loads of charges - I still have all my old account details but can I claim?

    Thanks

    You can go back 6 years Katehh. Post ALL correspondence, recorded delivery. You must pay £10 for statements/summary of charges. If one of your accounts, was with HSBC they may even return your £10, like they did me.
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    jos004 wrote: »
    You can go back 6 years Katehh. Post ALL correspondence, recorded delivery. You must pay £10 for statements/summary of charges. If one of your accounts, was with HSBC they may even return your £10, like they did me.
    You can go back to 27th July 2001 under the FSA waiver on bank charges.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • gardner1
    gardner1 Posts: 3,154 Forumite
    edited 25 June 2009 at 1:06PM
    katehh wrote: »
    I changed my current account a few years back and closed my old one. Back in the day when I was a little silly with money I racked up loads of charges - I still have all my old account details but can I claim?

    Thanks

    and were you to stupid to realise you were overdrawn at the time.
    whats next-can i claim back life insurance premiums because i havnt died ?
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    gardner1 wrote: »
    and were you to stupid to realise you were overdrawn at the time.
    whats next-can i claim back life insurance premiums because i havnt died ?

    If it was missold to you then yes you can claim it back.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
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