Nice mortgage calculator

StevieJ

Graham_Devon wrote: »

When you consider 39k a year is "high earner" for 40% tax banding, it only makes the situation seem worse.

Wrong again

Graham_Devon

StevieJ wrote: »

Wrong again

2009-10 Higher rate: 40% Over £37,400

http://www.hmrc.gov.uk/rates/it.htm

Only got it off the inland revenue.

Graham_Devon

Joeskeppi wrote: »

I'm not really sure why a FTBer should expect to buy an average priced house.

No one is saying that in this thread. On the contrary, I have looked at STARTER homes, and still way off on 30k wage.

chucky

Graham_Devon wrote: »

Chucky not playing

not when you lie and make things up, which you obviously have done

Graham_Devon wrote: »

No one is saying that in this thread. On the contrary, I have looked at STARTER homes, and still way off on 30k wage.

this all comes down to people not earning enough too.

maybe if people are on average salaries and don't have the right level of affordability for the property that they want they should try and get an above average paying salary; and then be able to afford that little bit more, otherwise they have no choice but to lower their expectations.

ruggedtoast

chucky wrote: »

ooooh you do like to try to get personal - a little tip, try harder next time
can you explain why have issues with hating bankers, people that have something that you don't.

Ad, have a word with this muppet please.

OK. You smell and your mum's fat.

ad9898_3

Joeskeppi wrote: »

I'm not really sure why a FTBer should expect to buy an average priced house.

You start off small, buy a place, pay off the mortgage for a few years and upgrade.

Aside from people who have been given enormous sums of cash from rich parents or inheritance, I can't think of a single person I know that hasn't started off with a small place and moved or planned to move into a bigger one.

Disagree, it's only since the ridiculous boom from 2000-2007 that your statement rings true, all three of my sisters bought an average house in the 70's and 80's on average wage, and I myself bought an average home in '96 on less than the average wage.

StevieJ

Graham_Devon wrote: »

2009-10 Higher rate: 40% Over £37,400

http://www.hmrc.gov.uk/rates/it.htm

Only got it off the inland revenue.

It is £37,400 plus the personal allowance = £43,875, not very good at this are you?

Graham_Devon

StevieJ wrote: »

It is £37,400 plus the personal allowance = £43,875, not very good at this are you?

It's never effected me as I don't pay it. But thankyou for letting me know. I didn't know that.

So I shall revert my statement.

"Considering it's very very close to 40% tax bandings".

Graham_Devon

chucky wrote: »

not when you lie and make things up, which you obviously have done

LOL, is this all you and Joe are gonna do today? Accuse me of lying when I say something you don't like?

Anyone can see what you have said and what I have said. Last page of "cat died" thread. I was responding to Iveseenthelight about average prices vs average wage, and you popped up, in this average price vs average wage discussion saying what you said.

I've not lied about anything. You are simply twisting a hell of a lot here. We can see that by your explanation of "averages".

One could easily assume you were talking about average people being just that. The average person in Britian. Not your bizzare analogy of the average person which will always suit every argument you ever have.

chucky

ruggedtoast wrote: »

OK. You smell and your mum's fat.

have a read of your own post and do us all a favour

ruggedtoast wrote: »

Yes but if the garbage they post keeps getting deleted and their threads locked, as well as having to sign on again and again, they eventually get the message and give up.

We're not talking about a lot of people here. It really is a half dozen idiots who have nothing better to do than try and wind people up on here