BT Question before i try....

ontheup_3

My wife has a card which is due to finish her Halifax 0% deal she has not other cards but i have a large amount available on my BC, So can i transfer her debt to my BC or does it have to be mine debt?

If its the later is there any other way around my dilemma

Thanks

Kavanne

you can transfer debt on ccs betweeen different people but be aware, as soon as the debt is on your card, it's your responsibility!!

ontheup_3

Kavanne wrote: »

you can transfer debt on ccs betweeen different people but be aware, as soon as the debt is on your card, it's your responsibility!!

Thanks for your reply !!

Thats ok most of its mine anyway lmao!!

So you think I wont have any problems then

Moggles_2

No, you can switch credit card balances from family, friends or Dave down the pub. You should be aware though, that the person whose card her balance is shifted to, becomes solely liable for the debt.

From the lender's perspective, it's not a problem. Customer services may ask for the name on the card, but this is purely an additional verification check. At the end of the day, the card company is after your business. They're not really interested in knowing who ran up the debt, as long as you, their customer, pay up on time each month!