1st timer-HELP!!!!!!!!!!!!!

rosslad570

thanks every1

Wickedkitten

go to an IFA, they would probably help you more than anyone on the board can.

claz

i agree our finanical advisor was a saint he helped us through loads

still shop around with the different advisors though as you may find that you get on better with some than others (some tell you porkies to get your custom we found unfortunalty) but most of them are good

ours was so great that we got our insurance through him as well

perhaps if you post what area you are in and ask people to personal mail you regarding recommendations of who they have used in your area


also have a look on the house selling and property prices board as i found advice sometimes can lap over on these two boards

AndrewSmith

Don't confuse IFA with independant mortgage adviser. They are both different.

IFA's tend to deal more in investments etc, while and Independant / Whole of Market Mortgage adviser / broker has specialised in arranging mortgages.

For some tips on the buying process, offering on property etc, look at this link to one of my previous posts.

http://forums.moneysavingexpert.com/showthread.html?t=175653

Hope this helps

Andy

Wickedkitten

Yeah, go see an IMA then

MortgageMamma

Will you be buying the property on shared ownership or under the keyworker scheme?

NervousYetFeisty

I wouldn't do anything until I'd got those loan/cc payments down to nothing. Shelling out £300 p/m will make it harder for you to get a good deal on your mortgage, apart from anything else.