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Next Directory Limits
Innocent_Guy
Posts: 5,369 Forumite
in Credit cards
Hi Guys,
I have heard of peoples limits dissappearing on their Next accounts but just wondered how often this happens? I have just checked and my available credit is £0 although I had an increase on my last statement? How odd...... My balance is on £40 and my limit is £300.00
What a joke!
I have heard of peoples limits dissappearing on their Next accounts but just wondered how often this happens? I have just checked and my available credit is £0 although I had an increase on my last statement? How odd...... My balance is on £40 and my limit is £300.00
What a joke!
Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.10
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Comments
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Innocent_Guy wrote: »Hi Guys,
I have heard of peoples limits dissappearing on their Next accounts but just wondered how often this happens? I have just checked and my available credit is £0 although I had an increase on my last statement? How odd...... My balance is on £40 and my limit is £300.00
What a joke!
Good job you didn't want to place an order mate! It's not your billing day is it - maybe they have decided that they have revoked your account - ring em and ask then let us know lol :T:T
2010 - year of the troll
Niddy - Over & Out :wave:
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On your billing day the Next computer resets your limit and and then churns all your data including your cra data and then comes out with a limit.
Thats what I was told once from next.I have had a account for eight years and my limit has stayed the same - except for six months in 2006 it went down twice and then back up to my current limit.When I queried I was told this was most likely due to me having moved twice in a year.I had no adverse info on my account.
Anyway thats my experience!0 -
Next review your credit limit every month!
My limit has changed 5 times in 9 months0 -
Mine changes almost every month!
Its up and down more times then a yoyo!0 -
Mine has changed twice in 2 months. It started at £150 then it rose to £250 now it's back at £150. Very bizarre behaviour. My Dad's limit changes too.0
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Innocent_Guy wrote: »Hi Guys,
I have heard of peoples limits dissappearing on their Next accounts but just wondered how often this happens? I have just checked and my available credit is £0 although I had an increase on my last statement? How odd...... My balance is on £40 and my limit is £300.00
What a joke!
Have you rang them Innocent?0 -
My limit rose to £3600 on my last statement but it is showing as £1500 online0
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Sussed it!
They set limits each month just after they know what income they have generated! If everyone missed a payment then everyone's limit would go to £0.00! haha 2010 - year of the troll
Niddy - Over & Out :wave:
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Heres details of my Next limits over the past 15 months
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