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Some advice PLEASE!!!
Comments
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Hi, we're in just about the same situation as you, really need to move for family reason but Northern Rock denied us consent to let.
Think I'm to scared to go ahead and let it without their permission though even though we have got a potential tennat who would be fine with this.
Did you appeal? If so, how did it go?
Just finished writing the appeal letter...will keep you posted on how it goes.0 -
Just finished writing the appeal letter...will keep you posted on how it goes.
Ok, so Birmingham Midshires told me to write a letter appealing their decision. I did this. I wrote a very honest, factual letter detailing our situation, effect this is having on our family etc... along with a complete outline of our incomings/outgoings, proving that we can more than afford the mortgage even if the place isn't let out. They rang and left me a voicemail today (very chirpy and upbeat lady leaving the message which makes me automatically excited to ring them back!), and lo and behold I needn't have bothered as BM never have and never will change their criteria for anybody EVER. Why I was told to appeal in the first place beats me, all that's done is given us false hope and made the harsh crash landing to reality even worse. :mad: The only glimmer of hope we have left is to try and find another lender who will give us a BTL mortgage, in this day and age, I'm not so sure this is going to be possible, but it's our only shot.
I promised to keep you posted on the outcome, I am just sorry it's not good news. I hope your lender is more understanding. I wish you all the best.0
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