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URGENT Homelet advice please
Madame_George
Posts: 35 Forumite
Hi there,
I've had my first viewing for a rental today. I'm trying to get out of my living situ pronto as living with my ex and will be applying for BR soon. The flat couldn't be more perfect for me, the agent has said to me to pop into the office tomorrow, pay the fees and the credit referencing will take place - hopefully results in 1 - 2 days.
Now my credit rating can't be good. We've been paying token payments, one default so far and have just went into arrears on the mortgage. I've not been in the LA office yet or filled anything in so I've not discussed my credit rating. The agent showing mentioned they will be using Homelet, I asked what was involved in the checks and he said just basically checking who I say I am, that I work where I say I do and live where I say I do. He was very casual about it.
I have a work ref I can provide, have good income, been there for a long time. I have a mortgage clear homeowning guarantor as support should I need it.
Can anyone advise on Homelet checks? I'm intending to be honest when I fill out the forms and mention I expect my credit rating to be not great. All the agent seemed interested in was that I had full time employment, is it down to the LA whether they take me on or will they go on whatever Homelets advice is, are Homelet strict?
I'm a bit concerned from reading about Homelet on this forum. This flat means so much to me, I feel like I could turn a corner in my life with this place, it's ideal and makes me feel safe.
I'd be really grateful for any advice. x
I've had my first viewing for a rental today. I'm trying to get out of my living situ pronto as living with my ex and will be applying for BR soon. The flat couldn't be more perfect for me, the agent has said to me to pop into the office tomorrow, pay the fees and the credit referencing will take place - hopefully results in 1 - 2 days.
Now my credit rating can't be good. We've been paying token payments, one default so far and have just went into arrears on the mortgage. I've not been in the LA office yet or filled anything in so I've not discussed my credit rating. The agent showing mentioned they will be using Homelet, I asked what was involved in the checks and he said just basically checking who I say I am, that I work where I say I do and live where I say I do. He was very casual about it.
I have a work ref I can provide, have good income, been there for a long time. I have a mortgage clear homeowning guarantor as support should I need it.
Can anyone advise on Homelet checks? I'm intending to be honest when I fill out the forms and mention I expect my credit rating to be not great. All the agent seemed interested in was that I had full time employment, is it down to the LA whether they take me on or will they go on whatever Homelets advice is, are Homelet strict?
I'm a bit concerned from reading about Homelet on this forum. This flat means so much to me, I feel like I could turn a corner in my life with this place, it's ideal and makes me feel safe.
I'd be really grateful for any advice. x
"Money doesn't talk it swears" Bob Dylan
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........bump?"Money doesn't talk it swears" Bob Dylan0
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