Credit Card for Low Paid ppl?

antatoo

Can anyone tell me if there's a credit card that they will give to someone on under £7000 a year but with a 0% transfer opening offer?
I recently dropped down to part time and even though my partner has a good wage and I have checked my credit rating and have no problems, I am being refused credit cards now.
I have had quite a few in the past and had no problem getting credit at all before so i'm presuming its my cut in wages.
Am I expecting too much?

oceanscape

Try FlyBe card by Sygma Bank. It offers 0% for 6 months and tends to be more accepting of low income earners. Good luck! :beer:

thriftymomma

Vanquis don't ask for earnings I don't think and neither do Tesco apparently.

antatoo

Thanks for those.
I'll try and let you know what happens
:beer:

NickX

thriftymomma wrote: »

Vanquis don't ask for earnings I don't think and neither do Tesco apparently.

I don't think that Vanquis will offer a 0% promotion, although Tesco offer 0% on Balance Transfers for 6 months with a 2% fee.

LewieV

Tesco do ask for earnings info

never-in-doubt

LewieV wrote: »

Tesco do ask for earnings info

Yes maybe but isn't taken into account; see here: http://www.tescofinance.com/personal/finance/finance/creditcards/elh/what-doesnt-count-towards-a-credit-score.html

Well it isn't taken into account for Tesco scoring which, in my opinion, is BONKERS! Good luck whatever you do!