Irregular savings - best account?

lea2012 · 22 June 2009 at 8:56AM

I have currently got a bit of extra cash, (about £1000) which I intend to use in a few months for a holiday and maybe for rainy days,etc.
The problem is its currently sitting in my normal account with and I dont want it to get swallowed up or frittered away so thought it would be best to put it in a savings account.

I won't be able to guarantee a regular sum going in each month, as my wages vary each month although I could prob manage £20 a month if needed. I would want to have unlimited access to the account so that I can put money in or take it out when needed without it affecting the rate and ideally I would want to keep the account for a while so i can use it as a holiday savings account in future. What account would work best for me, any ideas / opinions?

I only have an account with abbey at the mo so is there e-savers account any good? there isn't much info on the website for it in terms of withdrawals etc. Any help appreciated.

Baldur · 22 June 2009 at 9:35AM

Any easy access savings account should suit you - Abbey certainly aren't the top payer for these types of account but you may wish to choose them for convenience (I wouldn't).

Check the various comparison sites to find the best type for your circumstances:

http://www.moneyfacts.co.uk/money/savings/0/savings-accounts-finder.aspx

http://www.moneysupermarket.com/savings/

http://www.fsa.gov.uk/tables/bespoke/SavingsAccount

lea2012 · 22 June 2009 at 11:53AM

Thanks abbey would be more convenient but i cant say i am totally happy with their service anyway so not sure if i want to go with them so i will go and look at the other info and thanks for the reply.