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Help needed reclaiming on a closed HSBC account
jayk84
Posts: 15 Forumite
Hi,
I'm new to the forums but have been browsing them for a couple of weeks, I'm in need of advice.
I had my HSBC account closed in 2006 after charges took me past my overdraft limit of £1000 to over 1700. I believe I'm owed in excess of £5000 in charges and was wondering if the bank have to refund these charges as the account is closed? I receive £45 a week carers allowance as I look after my father fulltime and struggle to meet my rent, council tax and several credit card payments every month. I'm unable to enjoy a social life and am in my opinion in severe financial hardship. Any advice would be sincerely appreciated.
Many thanks
Jay
I'm new to the forums but have been browsing them for a couple of weeks, I'm in need of advice.
I had my HSBC account closed in 2006 after charges took me past my overdraft limit of £1000 to over 1700. I believe I'm owed in excess of £5000 in charges and was wondering if the bank have to refund these charges as the account is closed? I receive £45 a week carers allowance as I look after my father fulltime and struggle to meet my rent, council tax and several credit card payments every month. I'm unable to enjoy a social life and am in my opinion in severe financial hardship. Any advice would be sincerely appreciated.
Many thanks
Jay
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