Applying for UK credit card while outside the UK

Mat_Lock

will-in-estoril wrote: »

Are you in New Zealand temporarily? If so are you still domiciled in the UK for tax purposes, do you have an address in the UK and are you intending to return? If the answers are yes I cannot see anything wrong with applying for a UK card.

At the moment yes, I am just here on a working holiday visa, but things could change nearer the end of the year, but for now I expect to be home by next February.

chattychappy

will-in-estoril wrote: »

Are you in New Zealand temporarily? If so are you still domiciled in the UK for tax purposes, do you have an address in the UK and are you intending to return? If the answers are yes I cannot see anything wrong with applying for a UK card.

Yes.. this is the point I was getting at with my earlier post. But just one thing - as you may know, "domicile for tax purposes" is distinct from "resident for tax purposes" or "ordinarily resident for tax purposes" etc. It tends to be "where your heart is", where you intend to return to etc. Actually you can have multiple residences but usually only one domicile. And domicile is not necessarily evidence of residency. So I doubt whether domicile alone is sufficient to claim residency for the purposes of a CC application. I think the OP is a little more than "just domiciled", but a little less than normally resident. And of course many of those hated "non-doms" would have had credit cards - they are/were foreigners resident, but not domiciled) here.

Actually my foreign domiciled girlfriend made an insurance claim in the UK. They tried not to pay on the grounds that her foreign domicile was evidence of her non-residence - and the policy was only available to residents. It was a struggle, but after legal advice, they had to pay out.