paypal help

im_worth_it

looking to buy something on an auction site but have to pay using paypal do the paypal take money straight from your bank account and they pay the seller? and thats it?

frivolous_fay

Preferably, you set your PP account up with a credit card, then it takes it from that.

Greatgimp

Nothing is safe. I set up a new bank account and put in say, £200 and gave that info to Paypal. I just go to my bank occasionally and top it up to that (or your desired level). If my account is ever compromised, that's the most I can be robbed by.

thirascule

Greatgimp wrote: »

Nothing is safe. I set up a new bank account and put in say, £200 and gave that info to Paypal. I just go to my bank occasionally and top it up to that (or your desired level). If my account is ever compromised, that's the most I can be robbed by.

That's a good idea for sure. It would nice if there were some way to do that kind of thing with a credit card, so you got their purchase protection, well over £100 anyway.

Me I'd rather go without than use the sly b4st4rds ever again.

Laz123

im_worth_it wrote: »

looking to buy something on an auction site but have to pay using paypal do the paypal take money straight from your bank account and they pay the seller? and thats it?

If you use a debit card linked to PayPal it's a lot quicker than a credit card. Yes, they simply debit your bank account. It's perfectly safe.

frivolous_fay

Laz123 wrote: »

If you use a debit card linked to PayPal it's a lot quicker than a credit card. Yes, they simply debit your bank account. It's perfectly safe.

I don't know why you think it would be quicker And why would you care anyway? The payment goes to the buyer at the same speed - why would you want it to leave your account sooner?

What you're overlooking is that most banks won't want to know if there is ever paypal fraud, or trouble with a seller, and you paid by debit card. Using a credit card gives you more security in the event of fraud.

Laz123

frivolous_fay wrote: »

I don't know why you think it would be quicker And why would you care anyway? The payment goes to the buyer at the same speed - why would you want it to leave your account sooner?

What you're overlooking is that most banks won't want to know if there is ever paypal fraud, or trouble with a seller, and you paid by debit card. Using a credit card gives you more security in the event of fraud.

My bad. I meant it's quicker to have a debit card linked to PayPal rather than a credit card linked to PayPal.
You have to understand a lot of sellers on sites like Ebay don't have credit card payment facilities so either only use Paypal as a means of payment or by cheque.
Also the credit card protection is for transactions for more than £100.