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Ive just reduced my hours to avoid an ipa , how will the OR react????

135

Comments

  • scootw1
    scootw1 Posts: 2,165 Forumite
    Well OP, anything to say?
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    3-monkeys-ComicPosition.gif

    Hmm 600 (odd) views as well........wave to the visitors everyone!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    What sort of wave did you mean Phil for our voyuristic frends????

    images.jpg

    Or??

    imageswave.jpg


    Or???


    :hello:
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    edited 18 June 2009 at 5:42PM
    :oeermmm........whichever your heart desires

    ohhhh....been a while since i've seen a sine wave that sexy....I need a lie down ;):D:p
    We all die. The goal isn't to live forever, the goal is to create something that will
  • elaine77
    elaine77 Posts: 112 Forumite
    lol where do you guys get your pictures from???

    Elaine xxx
    Elaine xxx
    br- 10/06/09
    br membership no. 272
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    top-secret.jpg


    I could tell you but then i'd have to kill you i'm afraid.....
    We all die. The goal isn't to live forever, the goal is to create something that will
  • iquit
    iquit Posts: 1,939 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Am I allowed to 'wave' with just one finger?
    2019 MFW No. 74 £13700/£30000 (45.66%)
    12k in 2018 No. 98 £6274.19/£18000 (34.85%)

    BTL (start) £97440.00 (current) £68000.00
    Residential (start) £275000.00 (current) £268000.00
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    I always thought winston was a true inspirational man.....;):p


    churchill-combo.jpg
    We all die. The goal isn't to live forever, the goal is to create something that will
  • stintond
    stintond Posts: 178 Forumite
    edited 22 June 2009 at 8:03PM
    Possibly more like a BRO, and suspended discharge could be a possibility too. OR's don't take kindly to being messed with.
    What on earth are you talking about , this isnt what the criteria is for bros (irresponsible lending)this is what they are there for and what we pay the bankruptcy fee for , we inform them when our circumstances change.
    It is ultimately down to me how many hours a week I work and nothing can overide that , they do not have the power to make you work X amount of hours.
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    http://www.insolvency.gov.uk/pdfs/guidanceleafletspdf/bro.pdf

    If the Official Receiver feels you have acted in a dishonest fashion i.e. dropping your hours merely to avoid an IPA, they can apply for a BRO.
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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