Help - Bank Charges, Story So Far

ans157

Hi Guys, apols for starting a new thread i'm not very well up on these things! I am looking for advice as to what to do next...

I have set up my claim with the court which has been stayed...

Since then i have racked up approx £1000 in charges in the past year in addition to what i was originally trying to claim back.

I needed to open a separate bank account to allow me access to my cash without the Alliance and Leicester eating up what i owe them in overdraft fees/charges - as i jusy cannot afford it, and now have I debt collection letters coming to me asking for me to pay back the overlimit amount (which is purely bank charges), which i just cannot afford to do.

I am unable to access my old online banking with the Alliance to try and get access to Bank Statements from after the stay was put on my claim.

I was just wondering (if all of our claims are successful) if i would get back that overlimit charges as well as the previous few years of charges.

Should i try and get my case heard under the financial hardship route now that debt collectors are after me? if so do i write to the bank, or the court - sorry I couldnt quite follow the instructions listed on the site.

Should i wait as the case will soon be coming to court again.

Any advice on this would be most welcome as i am at a total loss as to what i need to do and so confused - and a bit scared!

Many thanks,

T

natweststaffmember

I think you need to remind the debt collectors that the account is subject to legal action by you. If the terms that are causing you the problems are deemed unfair then you will get it all back.