Is Anyone With MORE THAN Insurance Company?

Diamond78

Hi,
Was hoping someone could give me some feedback on MORE TH<N Insurance company.

I've been looking arond for home insurance and the best quote so far is with them. Im only lloking for basic contents insurance and it's app £13.40 a month. It also states on the quidco website that you get cashback.

Before i go ahead, just wanted to check that this company is ok. Also i have noticed that you can choose a fee to pay, either £50, £100 and so on. Is this what you have to pay in the event of having to claim. I dont really understand it.

Any help would be greatly appreciated. Many thanks.

TuftyMatt

I have my car insurance with them (2 years now) and they are fine.

In saying that it takes a claim to see how good any of these firms really are.

dunstonh

More than is the current marketing name for in-house Royal & Sun Alliance sold plans. Old established company that focuses on general insurance.

vickylee

We have our dog insured, and we had to make a claim about 2 years ago. Sent the form off and got the cheque back in no time at all.

Hope this helps

Diamond78

thanx for the replies. Looks like they are good so I have decided to go with them. Does anyone understand the excess fee? It shows an option which you have to select and it starts from £50. I take it this is what you have to pay should you need to claim. Does it make a difference if i select £50 rather than £100?
Thanks once again.

shelly

An excess is what you have to pay in the event of a claim. There are 2 lots of excesses on a policy, compulsory and voluntary. You choose the voluntary excess and usually the higher the excess you choose, the cheaper the premium. Sometimes the difference is only a few ££ but can sometimes be quite a few £££ so play around with the excess figures and choose one you are happy with.


Don't forget....2 lots of excesses so you need to find out what the compulsory is aswell as your voluntary.

Diamond78

Thanks Shelly. I will hopefully speak t someone tomorrow as when i tried to confirm my policy it wouldn't confirm it. I will find out tomorrow what the compulsory is. Many thanks.

shelly

Diamond78 wrote: »

Thanks Shelly. I will hopefully speak t someone tomorrow as when i tried to confirm my policy it wouldn't confirm it. I will find out tomorrow what the compulsory is. Many thanks.

No problem at all.

Meant to say we are also currently with MoreThan and have had no problems but as tuftyMatt said, you don't really know how good a co is until you need to claim.

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:money:http://forums.moneysavingexpert.com/showthread.html?t=1748725

BenL

I've not had a problem but all i asked them to do was take my money and send me a certificate. They have done this very well!

No claims so far for me, touch wood.

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BenL wrote: »

I've not had a problem but all i asked them to do was take my money and send me a certificate. They have done this very well!

Wow! That's incredible. They sound amazing.