has anoyone successfully got back their bank charges?

nomoneytoday

lynzpower wrote:

stuff

In that scenario 90% of banks would refund the fees, increase your overdraft for a month and settle back when you get paid.

That's what mine did when my pay date got changed from 15th to 29th. It only took one phone call. If you run your account normally, i'm sure yours would do the same.

It is the scenario where people are claiming for charges, because they didn't check a statement, or spent the money (that isn't their own) and now whinging for a refund that I find unacceptable.

People should take responsibility for their own actions. Banks advise their charges upfront. If you don't wanna pay, you know what to do...

CharleneUK

I got my £30 back off Barclays.

Wrote to them with standard letter, they replied, trying to pull the wool over my eyes, but we got there and 3 days later, was refunded the full amount.

Lotta_Littlies

In all the excitement I've completley c*cked up my dates and have gone from the date of issue rather than the date of being served, so the final date is actually the 8th April for them to enter their defence and to acknowledge my second claim re CC charges. *blush* and grrrr!

I've completely edited this post so if you read it before you're not going mad... but I think I am!

Lotta

blushred2

was just wondering if i could apply to have my fees and charges returned to me. I was with the Halifax and know that they charged me for being overdrawn, and for missed direct debits. is this was u can claim for?

How do i go about finding how much it may be?
Sorry for being a bit of a dunce today

Many thanks

lynzpower

nomoneytoday wrote:

In that scenario 90% of banks would refund the fees, increase your overdraft for a month and settle back when you get paid.

That's what mine did when my pay date got changed from 15th to 29th. It only took one phone call. If you run your account normally, i'm sure yours would do the same.

It is the scenario where people are claiming for charges, because they didn't check a statement, or spent the money (that isn't their own) and now whinging for a refund that I find unacceptable.

People should take responsibility for their own actions. Banks advise their charges upfront. If you don't wanna pay, you know what to do...

Surely, this rule only works when your bank will allow you to extend your overdraft. Mine wouldnt. Makes you think that they wanty to charge you really doesnt it?

gibboking

Hi I am hoping to reclaim my bank charges from the last 6 years but I just have a few questions if any one can help.
Just so i know what i can reclaim.

Can i reclaim the following?:

Current Accounts:
Charges for going over overdraft limit?
Charges for unpaid items ie cheque, direct debits etc?
Admin fees For sending me letters?

Anything else I can get them for???

Credit Cards:
Late payment fee?
Cash withdrawl fee?
Credit card cheque fee? (this was £20 for every cheque I used with the credit card)
Over Limit fee?
Anything else??

And can I also reclaim from catalogues and the like?

Thanks in advance for any help with this guys.
Vicky x

lynzpower

You really need to go to the Bank Action group with these questions. Its a legal minefield from what I can tell, and I reckon they will know better than us.

stefbate

Hi ,im in the middle of claiming over £3000 from the Natwest, the next step will be to apply to the court.

Clasics

I hope this is in the right section. I need approx 6 months of copy cc statements from the Co-op. Not approached them yet but I've been told they charge £10 per statement. Is this legal? I was wondering if it would come under 'illegal' bank charges. TIA!

Lydia.42

Hi
I wrote to Nationwide asking for copies of statements. Got them end of last week, no fuss, no questions, no cost - really helpful. Just need to write letter detailing charges they have taken, and i would like back.
Abbey on the other hand have been their usual cr*p selves!!! Wrote on 3 March - heard nothing, and they reckon they didn't receive letter :mad: Decided i am now going to go down the route of someone else on another thread and go and hand letter in at branch and ask for receipt to show they recieved it in person.
Good luck everyone.
L