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So excited! Baby planning and house buying.

Hi guys,

Avid reader/browser and have been for some months now.

First post so please be nice :)

Anyway, my reason for siging up and finally posting is this:

For the last year I have been having a lot of problems with my ovaries and have spent quite alot of money on fertility treatment and such like.

Finally been told on friday that we can start trying for a baby! :j

We have been saving for the last year and have enough to buy a property now rather than rent.

I am quite "sensible" with money meaning we only buy if we can afford so no credit cards or debt.

I am lucky enough to have a supportive OH as I have not been working for the last year due to illness. I am also lucky that OH earns enough to look after us both! A true blessing.

Anyway sorry for rambling (first post nerves).

I just wondered what people think in regards to timing.

I know it could take some time to concieve anyway, but how long after purchasing a house should we be having a baby? What unexpected costs could we be facing when buying a property for the first time? I just want a general idea really?

Thanks guys xx

Comments

  • Rachel85
    Rachel85 Posts: 370 Forumite
    Welcome to MSE!

    I think the answer depends a lot on the kind of property you are buying. If you're buying an older property and looking to renovate then you'll need a lot more than a house that just needs a lick of paint. That said, we bought a brand new house and I remember feeling like I was leaking money constantly - we'd go to B&Q every few days and spent money on all sorts of odds and sods that you find out you need!

    If you're thinking costs in relation to moving house like stamp duty, solicitors, etc then it would be worth you popping over to the house buying board (I've not been there in a long time!) to get some rough estimates.

    Best of luck with buying a property - and trying to conceive. There are also some lovely ladies on the TTC thread on this forum (I'm not quite there yet, leaving it a few more years) who will make you most welcome!
    There is no such thing as a free lunch. Its only free because you've paid for it.

    Noone can have everything they want and the sooner you learn that the better.

    MSE Aim: To have more "thanks" than "posts"! :T
  • redruby
    redruby Posts: 7,317 Forumite
    Hello, no brilliant advice here, but just wanted to welcome you, and say good luck to you. I moved into my first house at 5 months pregnant, and we were more than ready for the baby to come along, she is now 14 :eek:, how time flies. I suppose i am trying to say that when ever you fall pregnant you will work it out. Good luck to you both xx
  • Thanks for your comments :)

    My OH keeps saying that even we have the most refurbished house we can find I am still going to want to change everything :)

    I don't know where he got that from? LOL
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Without being rude, how old are you? Obviously fertility decreases with age, and if you have other issues as well I would say you might as well get a jump on it, so to speak. If it could take a while to get pregnant I'd say start trying, without trying if that makes sense. Stop using protection, but don't monitor when you're fertile etc, just see if it happens naturally.
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Welcome!

    Why not look in the house buying and renting forum too, and, the Debate Economy forum. It can get a little heated in there, people are very vehement, ;) but there are some nice people amoung the regulars, including some who feel priced out of the housing market and have started families in rented, some who have bought with young families and are doing ok, and other people who have been there and doneit at previous difficult financial times!

    I'd just like to say that we put off trying seriously because we were nervous in rented, we still don't own but have not not been trying for some time, IYSWIM. I wouldn't, now, be put of having a baby in rented: I don't see it as a straightforward choice of buy and baby or rent and not. Although I appreciate feeling settled is important and buying might be well timed now (or not, but we can't see the future) to try and get decent mortgage rates. whats more important is to be happy and financially ok, whatever route you take.

    How exciting for you, I hope it all goes well. :)
  • Hi

    I would start trying for baby now as it could take a while, in the mean time look for a house as it will take your mind off the baby making side and let your relax a bit. Its def better to get house pre baby or when preggers as you really wont want to move when the baby is little.
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