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Applying for new Credit Cards
SuiDreams
Posts: 2,393 Forumite
in Credit cards
Please can you let me know how long a search stays on your credit file/how long to leave between applications.
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Comments
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Searches stay on your files for 12 months. The following is what experts advise:
http://www.stoozing.com/cred4.htmThe number of searches and accounts opened in the last three to six months has an affect on your credit score. The stoozer or rate-tart should try to minimise the number of credit searches that are done on their file. Stoozing.com’s guidance has been that either of the following approaches seems to be acceptable: either one search per month for no more than 10 months of the year, or 2 or 3 applications within a month followed by none for 4 to 6 months.0 -
I've made 1 application in Nov/Dec and 1 in march so I should be able to make 2 others before Aug/Sep without it being a problem?0
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