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New to renting

milliemonster
milliemonster Posts: 3,708 Forumite
I've been Money Tipped! Chutzpah Haggler
edited 13 June 2009 at 8:56AM in House buying, renting & selling
Hi

I am looking for a house to rent as I am thinking of leaving my husband, we currently own our own home which is mortgaged and he will stay here.

I am just after some advice on bills really as I have never rented in my life, I will be taking my 2 children with me and have found a 3 bed semi to rent for £495 a month, the council tax is band B in the same district(like our current home) which we currently pay £118 a month, my take home pay is £1920 a month and I am positive we will share care of our children as we both work and I would want my children to be able to see their father whenever they and he wants. It has econ 7 heating which I know is not the best but I am just wondering if the sums will add up?, hubby will be able to afford the mortgage on his own (which is £488) although I appreciate I will still be jointly responsible for it in the interim

I know there is lots to sort and think about and I can't think further ahead than a few months at the moment but I have never lived alone in my life so could do with some advice from someone with experience of going through this and renting before I leap in and find I can't afford it!
Aug GC £63.23/£200, Total Savings £0

Comments

  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Why uproot the kids? Ask your husband to leave. Unless you've been doing the dirty that is.
  • Jomo
    Jomo Posts: 8,253 Forumite
    Exactly what I was thinking, but still, no matter the reason for splitting I would have thought it a better idea to let the kids keep their home :confused:
  • estelle123
    estelle123 Posts: 446 Forumite
    When i got divorced my hubby left as i had a 5 year old and did not want to uproot him.
    I agree with the other post ask him to go whatever the circumstances, even if you have done the dirty. By law he has to provide a suitable dwelling for the kids.Any court will grant you the house to live in if you have kids.
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    the figures you provide sound like they will work for you. since you are new to renting - i suggest you read the sticky thread at the top of this section of the forum to learn about how to go about becoming a tenant

    best of luck
  • tbs624
    tbs624 Posts: 10,816 Forumite
    Get some proper legal advice before you do anything - see community legal advice link for local contacts.
  • milliemonster
    milliemonster Posts: 3,708 Forumite
    I've been Money Tipped! Chutzpah Haggler
    No, not being doing the dirty thank you very much!

    The reason I want to move with the kids is because we bought this house 18 months ago and moved here from a village about 20 miles away where we had lived since before our children were born, the kids have not settled here and my daughter is extremely unhappy at the school she is at (there are no other schools nearby) whereas she was blissfully happy at her old school. I want to move back to that village and put them back in the school where they were happy with or without hubby, and he doesn't want to move so I am going without him (says a lot for our marriage doesn't it?)
    Aug GC £63.23/£200, Total Savings £0
  • Mmmmm, think I am with hubby. I think young children get their own way too often today and generally to their later detriment.
    (says a lot for our marriage doesn't it?)

    Says a lot you are prepared to walk away at the whim of a child. Or is there more to it?

    Don't be too hasty!
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