Friday 12th June - What small dfw things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Morning everyone:hello::hello:......it's Friday!!

Hope we're all feeling slightly cheerier today;)
I have got my application for student finance in and emailed my dad who replied saying I musn't not do the course just because of the money - he'll help me. So feeling better about that:o And it is Friday and I'm having my hair cut after school:rotfl:

So....today:

• check banking - not much change.
• scratchcard.....darn fish in lippy again:rolleyes:
• packed lunches all round
• get girls passport phots signed and forms finished
• dinner from store - checken out of freezer for a chow mein
• NSD hopefully
• washing on the line
• Lots of sparkling....

That's all for now - not much to do.
Have a fab day everyone!

Candy0107

Morning Milly and everyone else

Yay its Friday :j:j:j but I have not been paid :mad:

But still, today I have/will:

• meals from storecupboards
• checked online banking to find that I have not been paid
• checked email sent to the agency with my bank details (coded). I had given them the right details
• emailed agency to confirm that i should be paid today
• TAB scratchy - 10p
• when I get to work I need to check that I sent the fax to the right number
• post off my P46 and receipt
• need to get my timesheet authorised and faxed off
• need to buy a lottery ticket for tonight - £50m, oh what i could do with that money
• read yesterday's thread
• read more of my book (over half way through)
• talk to the boss to confirm that I can leave at 4 to sign off of JSA
• try to enter comps online when I finish work

Think that is about it. Have a great Friday everyone. As always, hugs to those that need them

Candy xxx

Candy0107

Milly, that is great news re the course (slowly catching up)

Candy xx

leelee24

Morning all!

I am feeling more cheerful today! Because it's Friday and because I finally managed a very early night last night and actually feel a bit human today (so far!).

Small list for me today:

• did scratch card - 50p, woo hoo! :j
• check banking
• daily click
• any surveys that come my way
• will have to buy lunch today so try to spend as little as possible
• more tidying when I get home

Hope everyone has a productive day!

WelshWoofer

Monring all!
Feeling better today but very hay fever sneezy!

It's Friday so will soldier on and hopefully the work day will pass quickly....

Today's list...

• Have brekkie at home
• Didn't bring lunch to work but will pop to Mr Al at lunchtime for fruit and will pick something cheap up then.
• Walk my dog x3 for free exercise
• Walk Scooby the Great Dane
• Do a load of washing and dry outside/on airer
• Hoover downstairs
• Stay in and watch soaps
• Tea from stores
• Fill in new student finance form I got yesterday and post it off
• Pay phone bill
• Get expense cheque from expenses dept and try to put it in the bank
• Check banks - no change

That's it for today.....

Cleosmum

I have paid off the remainder of my managed loan!!!!!!!!!!!!!!!!!!!!!!! :beer:

Today I have/will:

• [STRIKE]Checked banking[/STRIKE]
• [STRIKE]Washing and line dry[/STRIKE]
• [STRIKE]Work 3 hours overtime[/STRIKE]
• [STRIKE]Speak to boss about the 17 hours overtime I have been put down for without even asking me :mad:[/STRIKE]
• [STRIKE]Meals from stores[/STRIKE]
• [STRIKE]Update grocery total as I shopped yesterday[/STRIKE]
• Fill out job app for term time job, would be ideal if it was more hours but will apply in the hope I can find something to go with it
• [STRIKE]Job search[/STRIKE]
• [STRIKE]Get organised for 8 hours of work tomorrow - do something for lunch, locate flask etc[/STRIKE]
• [STRIKE]Phone top up from boots for points[/STRIKE]
• [STRIKE]Do meal MS[/STRIKE]

Will update later. Wheres SM? Is she ok?

urg123

Hi Everyone

Can't think of much today

Ummmmm

• Free coffee today (from loyalty card!)
• charging phone at the office
• [STRIKE]scratchcard[/STRIKE] 10p

That's all I can think of.

urg x x

mogchops

Morning all!!

Milly - great news, really pleased for you!

Cleosmum - :j:jWell done at paying off loan!!

Waves to everyone, hugs all round its Friday!!

No more being miserable. Got to get up, dust off, and GET ON WITH IT!!!!

Today -

Check online banking (still nowt there! :rotfl:)
Click & scratch
Tea from freezer
Finish meal plan & shopping list
Rode bikes to school this morning, so I went on for long bike ride - free exercise & felt so much better!!:j
Going into town to spend Debenhams vouchers


Have a lovely day everyone xxxxxxxxx

ragstoricheswannabe

Hello everyone!!!! TGI FRIDAY!!!!!!!!

my list for today is:

• washing hokey cokey
• hang washing outside to dry
• tea from meal plan - toad in the hole, mash, peas and gravy tonight!!!! nomnomnom!!
• do meal plan for next week
• complete shopping list for OH to do tomorrow whilst im at work.
• walk ds1 to school (only up the road so no excuse)
• walk into town visit bank to see if i can change savings accounts
• check online banking
• scratchcards (TaB no longer free money, goes into a bonus pot:mad:)
• tend to my veg seedlings

Think thats enough for one day, hope everyone is ok??? have a good weekend all!!!

love rags
xxxxxxxxx

roxiepie_2

afternoon all!

this is my very, very first post (so please be nice!)

today I plan to:

check bank balance
eat homemade sandwiches
use blockbuster free DVD voucher
split takeaway cost three ways (hopefully will be no more thatn a fiver)
water veg plants

thats it!

hope everyone's having a lovely sunny friday

emmaxox_2

Well done Cleosmum for paying off your loan, must be such a good feeling!

Today I am hopefully going to:

• Stay in watching soaps instead of going out
• Tidy bedrooms
• Collect all my gig tickets together and put them in a scrapbook
• Work out exact amount of debt
• Dinner at my Mums
• Clean Car

Think thats it!