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Split This Forum ?

Hi just want to say what a helpful useful site this is and has been excellent source of information for me. What I do find a bit of a pain is that there is too much in this busy section so is there anyone else that would liek to see it split 3 ways ?

1. Endownments advice
2. Normal Mortgages advice
3. Buy to Let only Mortages advice

I just think it would be easier to navigate through this forum.

Scoobyz

Should the Mortgages & Endowments forum be split into subsections ? 27 votes

Yes
77% 21 votes
No
22% 6 votes
«1

Comments

  • cattie
    cattie Posts: 8,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes sometimes I feel I wish the Endowment claims advice were seperate from the normal mortgage advice. It would make navigation much easier I agree.

    Although it might be nice to also see a seperate section for BTL mortgages I'm not sure if MSE would be willing to split the forums to enable this. A lot of the people who have BTL mortgages also seem to have residential mortgages & sometimes their queries cross over the two.

    A good suggestion Scooby. :T
    The bigger the bargain, the better I feel.

    I should mention that there's only one of me, don't confuse me with others of the same name.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    if it were to be split it would need splitting into more categories that that.

    Endowments
    prime residential
    sub prime residential
    buy to let
    self cert
    commerical


    etc etc
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • if it were to be split it would need splitting into more categories that that.

    Endowments
    prime residential
    sub prime residential
    buy to let
    self cert
    commerical


    etc etc

    Why not add a seprate section for broker bashing? ;)
    I am a fee charging WoM Mortgage broker.
    I now no longer give information and opinion within the Mortgage boards, because a number of posters who, having approached me professionally, agreed my fee-which has been been made very clear at the outset, taken my advice (normally cancelling a [home visit] meeting at short notice) have then approached one of the fee-free brokers on here to arrange the very same deal I have advised.
    Whilst I totally concur with the ethos of "money saving"- abusing the goodwill of a professional who provides a quality service is taking it too far! :mad:
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    fantastic idea! how funny would that be!! we could have a three split

    name them and shame them
    praise them and raise them
    challenge them and lose

    LMAO :)
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ScoobyZ
    ScoobyZ Posts: 492 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    if it were to be split it would need splitting into more categories that that.

    Endowments
    prime residential
    sub prime residential
    buy to let
    self cert
    commerical


    etc etc

    Endowments
    > 1. Endownments advice
    prime residential
    > 2. Normal Mortgages advice
    sub prime residential
    > 2. Normal Mortgages advice
    buy to let
    > 3. Buy to Let only Mortages advice
    self cert
    > 2. Normal Mortgages advice
    commerical
    > 3. Buy to Let only Mortages advice
  • ScoobyZ
    ScoobyZ Posts: 492 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    cattie wrote:
    Yes sometimes I feel I wish the Endowment claims advice were seperate from the normal mortgage advice. It would make navigation much easier I agree.

    Although it might be nice to also see a seperate section for BTL mortgages I'm not sure if MSE would be willing to split the forums to enable this. A lot of the people who have BTL mortgages also seem to have residential mortgages & sometimes their queries cross over the two.

    A good suggestion Scooby. :T

    Thanks for the support of the idea.

    I used to look at endowment and trounced through lots of mortgage stuff. Now looking at buy to let mortgages and trouncing though the endowment stuff :)
  • EdInvestor
    EdInvestor Posts: 15,749 Forumite
    I'd have thought there was enough endowment "traffic" to justify a separate forum.The present combined forum is very busy.
    Trying to keep it simple...;)
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    if it were to be split it would need splitting into more categories that that.


    prime residential
    sub prime residential
    buy to let
    self cert
    commerical


    etc etc

    Endowments
    How to complain ( sub board : claim handlers- good or bad)
    How much I got after complaining
    Surrender ot not
    Glad I did not surrender ( board planned for 2008)

    Residential
    prime / sub prime / purchase/ remtg / self cert and all combinations

    Buy to let
    Let to buy

    Commercial


    Brokers
    Differences between IFAs & mortgage advisers
    Who does not return calls
    Broker advice Vs direct Vs execution only
    Fees / no fees / independent
    What whole of market really means
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    the benefits of splitting all these subjects are that it will be easier for posters to see what has and has not already been discussed and for experts to navigate to areas which they find most interesting/specialise in. Is anyone going to make a formal request?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ScoobyZ
    ScoobyZ Posts: 492 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    the benefits of splitting all these subjects are that it will be easier for posters to see what has and has not already been discussed and for experts to navigate to areas which they find most interesting/specialise in. Is anyone going to make a formal request?


    Yep will do that when I have worked out to to send it to. Just added a poll to so if you could vote as well would be appreciated.
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