advice please!!

sarahbilly

Hi im new to the site, i was just looking for some advice regarding my partner moving in with me. I currently work part time, 22 hours a week, and claim working and child tax credit. I have 2 children. I get a bit of help towards rent. My partner is a self employed plasterer, but hasnt had much work in last couple of years. his total earnings for last year were just under 2000. he doesnt claim any other benefits at all. What i want to know is if he was to move in with me would i still be entitled to any tax credits? with his work looking so grim he may need to sign on jsa, would he be able to do that if he lived with me cos i work? What is the best way to go about the whole money side of things so we dont end up worse off?
sorry if im not making any sense, any advice would be much appreciated!!

mandij30

Would be interesting to know, I'm in similar situation to you sarah, however my Bf isn't working and is on JSA
I too work PT 22 hrs a week and claim both WTC & CTC, and housing and council Tax benefit. I also have 2 kids.
I'm wondering if him moving in will reduce my payments, I can barely live on them now. Because if they do then he's gonna have to stay living with hes parents, because I can't afford a drop in benefits.

Oldernotwiser

mandij30 wrote: »

Would be interesting to know, I'm in similar situation to you sarah, however my Bf isn't working and is on JSA
I too work PT 22 hrs a week and claim both WTC & CTC, and housing and council Tax benefit. I also have 2 kids.
I'm wondering if him moving in will reduce my payments, I can barely live on them now. Because if they do then he's gonna have to stay living with hes parents, because I can't afford a drop in benefits.

Don't forget that you'll have your partner's income to replace anything you lose on benefits.

mandij30

Oldernotwiser wrote: »

Don't forget that you'll have your partner's income to replace anything you lose on benefits.

well thats no compensation, I'l have an extra mouth to feed, it will end up costing more in Gas / electric/ food. And the pittance that he gets fortnightly won't cover that. Also I wont be able to claim the lone person council tax, and I bet my housing benefit will be reduced.

sarahbilly

mandij30 wrote: »

well thats no compensation, I'l have an extra mouth to feed, it will end up costing more in Gas / electric/ food. And the pittance that he gets fortnightly won't cover that. Also I wont be able to claim the lone person council tax, and I bet my housing benefit will be reduced.

i'm just wondering if they could still claim jsa if they live with someone whos working? its just so confusing, I cant make any sense out of it all. I tried that entitled to website but couldnt get a clear picture from that either.

McKneff

mandij30 wrote: »

well thats no compensation, I'l have an extra mouth to feed, it will end up costing more in Gas / electric/ food. And the pittance that he gets fortnightly won't cover that. Also I wont be able to claim the lone person council tax, and I bet my housing benefit will be reduced.

But at least you would be responsible for yourselves and not be a drain on the taxpayers. I really cant believe some posters ask for help then come up with statements like this.

JMerch

Ignore him.

If your partner moves in with you, he will still be able to claim JSA. However he will probabl move from Income based JSA to Contributions based JSA, which is a taxable benefit and affects WTC/CTC. As well as this he would only receive that for a maximum of 6 months.

mealone

Since he is self employed he must already be on IBJSA because he wouldnt be eligable for CBJSA.

>>My partner is a self employed plasterer, but hasnt had much work in last couple of years. his total earnings for last year were just under 2000<<

How did he survive on £2000 for the last year? Under £40 a week for all his expenses without claiming any benefits, where did he live, how did he fund his vehicle ( a plaster needs transport)

>>he doesnt claim any other benefits at all. <<

krisskross

If you earn over about £100 a week then your partner will not be able to claim income based JSA as the family income will be too much. Contribution based JSA will need a NI contribution history for the last 2 years or so.

Oldernotwiser

mandij30 wrote: »

well thats no compensation, I'l have an extra mouth to feed, it will end up costing more in Gas / electric/ food. And the pittance that he gets fortnightly won't cover that. Also I wont be able to claim the lone person council tax, and I bet my housing benefit will be reduced.

Wow, you are just ALL heart!

sarahbilly

he lives at his parents house still and part of the reason that he is struggling for work is because he desnt drive, and cant afford to start learning because he's earning so little. he used to have a partner that drove, but theyve gone their seperate ways now. I think he should just forget about the plastering because each year things just get worse for him financially, but he's very stubborn, and has always worked and has issues with signing on. he was on the books til he got made redundant 5 years ago and things have got worse for him since then.

mealone wrote: »

Since he is self employed he must already be on IBJSA because he wouldnt be eligable for CBJSA.

>>My partner is a self employed plasterer, but hasnt had much work in last couple of years. his total earnings for last year were just under 2000<<

How did he survive on £2000 for the last year? Under £40 a week for all his expenses without claiming any benefits, where did he live, how did he fund his vehicle ( a plaster needs transport)

>>he doesnt claim any other benefits at all. <<