Credit Reports getting them Free?

ashcarrot

Got turned down and i figure this is an opportunity to get a credit report for free

Do they really let you have a report for free if you phone em up and ask? as they have like £2 charge on experian report.

Also if i get rejected for a CC by Experian could i also ask for a free one from equifax..

(have signed up to that free 30 day trail creditexpert)

Mr_B_13

I understand that by law they have to provide a hard copy of your report (all credit reference agencies) for the £2 fee.

Mr B

Walletwatch

I think there is a difference in the extent of detail that you get from a credit card company that has declined you a card, vis a vis what you get from the credit agency itself. Best thing is to pay the £2 per agency, considering there are only three of them, and get detailed reports from all of them.