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barclaybank credit card

I had a letter through today from them, saying they were closing our account, we no longer meet their criteria? Does anyone know why they might do that? We have a £700 limit, never missed a payment, never been over the limit...they are the only ones not on our DMP we began last year. I am quite glad ayways, as we are trying hard to get debt free, so we will just keep paying it till our balance is clear. Just curious as to why?

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  • Cash_Flow
    Cash_Flow Posts: 1,103 Forumite
    edited 10 June 2009 at 10:27AM
    makingdo wrote: »
    I had a letter through today from them, saying they were closing our account, we no longer meet their criteria? Does anyone know why they might do that? We have a £700 limit, never missed a payment, never been over the limit...they are the only ones not on our DMP we began last year. I am quite glad ayways, as we are trying hard to get debt free, so we will just keep paying it till our balance is clear. Just curious as to why?

    I would of thought the reason was due to the adverse information on your credit files.

    The DMP that you have will show on your credit file that you have made an arrangement to pay this is viewed very poorly by lenders.

    Basically the information on your credit file is telling Barclaycard that you are unable to keep up with your commitments.
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