Wednesday 10/6/09 What small dfw things have you done today???

Pippilongstocking

Waves to newbie with incredibly long name

make a list of the wee things you can do today to help you reduce stuff

even if its eatign out of the cupboards etc

Stick around theres lots of inspiration on here

Start a thread about where you are financially if you like, use the SOA calculator adn post up your statement of affairs and let folks here help you cut things down

I have gone from bank charges every month to reducing my debts by a substantial amount in less htan a year

lots of juggling, wee changes in lifestyle and slowly but surely its all helping

welcome - you have found the right boards for help

babyhead

Hello all!

Congrats on getting in on the course Milly. Thats good news!

OH has his friends funeral today He is okay though I think.

Fairly strange day today but plan is -

1/ online banking - DONE
2/ scratchies - done
3/ my mum is going to the bank today for me so will need to sort things out into different accs later on...
4/ work hours
5/ DS DS DS DS !
6/ boring tea from freezer today for us! Will be doing a shop for delivery on saturday so have to make things last until then :rolleyes:
7/ start having a look at my bruvs website
8/ oops nearly forgot - CLEANING LIST!

Must get started.... :eek:

WelshWoofer

Morning all!
Back in work today - many thanks to everyone that symapthised/advised on my lovely cystitis! Still weeing but not half as painful as yesterday!

Well done to Milly! That makes 2 of us thirtysomethings going bonkers and going back to uni! Scary isn't it!

Today's list is a bit feeble but I'm having one of those days....

• Breakfast at home
• Brought lunch to work
• Tea from storecupboard and freezer
• Walk dog for free exercise
• Tidy up pile of clean clothes in bedroom
• Start shopping list for the weekend
• Look at next years finances and see if there's anything I can drop when I'm a poor student
• Find out when house insurance needs renewing
• Phone swimming pool from work about opening hours
• Review wedding list and see what needs doing next
• Watch Corrie!
• Do a mini facial whilst OH is watching football
• Iron something for work tomorrow

Hope you have a good day!

urg123

HI Everyone

Had a dental appointment this morning to sort out a filling - am £45 lighter! Have also got a very numb mouth - the dribbling has just about stopped . I did walk there so have got my exercise for the day.

I'm working from home because of the tube strike so I can do a few bits done while I am at home.

I've just missed a call from the organisation I applied for a job for earlier this week. I hope they call back! I'm hoping its good news and I have got an interview.



MY list for today:

• [STRIKE]loaf in BM[/STRIKE]
• [STRIKE]Storecupboard meals[/STRIKE]
• [STRIKE]Scratchie[/STRIKE]
• Go to Yoga to use up my paid for classes. WHOOPS - AM STAYING AT HOME FOR A REST!
• [STRIKE]Walk 30 mins [/STRIKE]
• clean bathroom
• [STRIKE]clear up in kitchen[/STRIKE]
• Look for driving license -I have no idea where it is!
• Look into whether HSA is worth it for me.

Have a great day.

urg x x

Lurleene

Congratulations Milly_party_

Hello newbie - I shall christen you 12MAC cos I can't possibly remember how to type that name! Fay gave very sound advice.

My little B is 13 today - my goodness how did that happen? I gave her a couple of Twilight things but her main present is our girly weekend in London next weekend. She has had some lovely presents with more to come tonight.

1) Went to work.
2) LSD - just a paper.
3) Free lunch at a work meeting and got to bring leftovers back home which will do for lunch tomorrow.
4) SC x 10p
5) Paid in expenses cheque and OH paid me back some money he owed me.
6) Returned some unworn shoes of T's to Clarks as I bought him some in Tesco the other day for £3 instead of £16.
7) Wrapped up presents for some friends from stash.
8) Someone collected my shelves that I freecycled.
9) Bought two reduced birthday cakes from the supermarket late last night. 1for B , 1 for T ( Thomas Tank - perfect!).
10) Checked banking and Quidco


Right, I'm off to make a fuss of my big girl, and make food for us and anyone who might visit!

Have a good evening,
L x

Marru

Hello,

Didn't post yesterday as was busy fighting with council. Fight continues so gathering my strength here.

SM: Horrified to hear about your accident. Thank goodness you are both ok.

12monthanticlimax, try the budget sheets available in National Debtline. They are very good for analysing what are your monthly incomings and outgoings, your priority debts and your other debts. There is also great other information and they have free phone number and they are very helpful.

So today:
- Scratchies
- Curly
- Cashback bingo
- Supper from what is in
- Write another letter to council
- Write letter to charity to ask for emergency money (plus money to pay for my BR)
- Start spreadsheet busting
- Take great pleasure from telling ex that his daughter will be too busy this weekend to see him (introducing her to new BF )
- Probably should start hokey cokey as to get it all done before weekend

Lurleene

Lurleene wrote: »

Right, I'm off to make a fuss of my big girl, and make food for us and anyone who might visit!

Whoops - just accidentally ordered a delivery from Pizza Hut instead. Still I did get £10 off thanks to a code on here :money:and went through Quidco too. What a lazy Mummy, still you don't turn 13 everyday.

lolly-i-pop

Hi!


Today I did or will do...
- low spend day - was naughty and got a drink at work, got 10p off it though because i didnt have enough money!
- free scratchcard - 10p
- 2 surveys
- free tea out at nandos's and cinema trip - courtousy of the boy in payment for cleaning his house when his mum came to visit!

pixiechick99

Thank you for all the congrats messages....my excitement has dropped now though as I rang Student Finance and was told I may not get any help for the 1st year as I studied for 2 years after i left school - did 2 and a bit years of a degree course and dropped out....can't beleive it's going to affect me now.....what a numpty I am:mad:
The lady said I might not even get the loan to cover tuition fees (£3100 I think)....so notsure what to do now. Going to apply anyway tonight and see..... I get Tax credits, a bit of HB as well as wages, so probably all going to be rather complicated...wish I just knew if I was going to be better/worse off and how much debt it'll get me in. Is it worth it?!

painted_lady

Hi people, I havent posted for a while so thought I would say hello.
I have been feeling loads better but its showing on the bank account, I am out enjoying myself now as I have been poorly for so long.
Anyway, today I have
- been to collect £40 someone owes me, well the business, but its my business
- made a couple of phone calls to tidy up some issues
- going to photograph and hopefully list some stuff for ebay tonight
- friend coming round cancelled so saves me a bottle of wine
- file some financial papers