Tuesday 9th June - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good Morning everyone
Rather tired today, I didn't sleep very well....no reason, just didn't feel tired!!

Here's my list for today....quiet day really, nothing exciting happening;)

• check online banking
• daily scratch
• walk to work, saving petrol
• check UCAS website about a million times (waiting to hear if I've got on Foundation degree course in Sept, told I'd hear last night or today)
• packed lunches to work for all of us
• meal from plan - sausage casserole
• charge mobile at work
• read paper online
• NSD apart from few groceries needed
• post ebay cd sold
• washing on the line

That's all I can think of......have a fab day everyone!

DawnW

Morning Milly, hope you get good news about your Foundation Degree (I am sure you will), and good morning also to all those who follow (or pip me at the post :rotfl:)

Must start work in a minute, as I have lots of things to prepare for today. Don't have to actually go in to work until about 10 am, but must start off early here. I need to print out loads of stuff, and don't have access to a printer at work as it broke ages ago and hasn't been replaced :mad:

I will have a late finish again too - must stop moaning about work - counting the days till I finish current job now. I know there will be some things and people I will miss though!

Apart from work, a small list:

Check online banking (done, as expected)

Chase up mortgage interest statement for which I have been billed and haven't received :mad: - I need it for my tax return
(what a fun-packed life I lead :rotfl::rotfl::rotfl::rotfl: )

See to animals and plants (fed noisy cat aready, couldn't stand the noise)

Try for NSD, not difficult normally but I get bored and hungry waiting around at work till after 7. Should be back to normal work hours after the end of this week though, hopefully.

Take food in to work with me.

OH is going to make a curry for supper using ingredients we already have in :T

Try to find time and motivation to go for a walk at lunchtime instead of sitting slumped over computer all the time :j

That is probably all I will have time for - have a nice day everyone :hello:

WelshWoofer

Morning all!
Up early due to raging cystitis - lovely!

Never mind - will try to get a doctors appointment later today. As a result I'm off work today and can use some time (not spent on the loo!) to put to good use.

So, today's list is...

• all meals from home using up stuff in the fridge and freezer
• sort out the bills
• post a letter
• go to Mr T's (will walk) and spend less than £5
• go to see car man to put deposit on new car!!
• shampoo hall carpet
• clean microwave (its manky!)
• check banks
• try to look at student budget for next term (scary, giving up work!)
• hoover car - still not done this and its very dirty thanks to taking the dog to the park multiple times in it

That's it for today as will be spending most of the day weeing!

Norton_Blade

Morning Milly, Dawn, anyone who's beat me and anyone to follow :hello:

Didn't get chance to come on yesterday... the boss is out of the office all week so spent the day doing all my jobs before I have to take all hers on for the next four days. Plus I was absolutely cream-crackered. Still, the listy continues.

Today I have/will:

• Surveys and will do them as they come in.
• Checked internet banking. Money is all finally appearing where it should be.
• Check Paypal for focus group payment... should have arrived by Thursday this week and have written in my diary to chase it up should it not arrive.
• Scratchy. Butlins aren't giving me any love recently... 10p again.
• Storecupboard meals. Free drinks at work.
• Charge phone and laptop at work
• Should be a NSD
• Think of ways to get more money to appear this week seeing as it isn't payday until a week on a Friday.
• Attempt to wake up a bit and sparkle.

Have a good day everyone!

Pippilongstocking

Morning all

today
check bank
lunch at home or take in to work
might work at home again, pretty productive yesterday
try and see brother visiting later on
section to review i hope
more work on report
think about offer from first credit to reduce my balance

sophiesmum_2

Good morning guys, thanks for keeping the thread up and running whilst I have been in the land of no internet:rolleyes:

Had an interesting few days over the weekend, which were not very dfw as it involved OH writing off my car on the M6 :eek: this was especially annoying as I had just paid out for 4 new tyres and filled the tank up with £40 quids worth of perol so felt a bit :mad: about that. On the postive side we managed to walk away with just sprains and bruises which was amazing considering we were involved in a 3 car pile up on the fast lane, must have had a guardian angel around at the time:A, the highways police, recovery driver and paramedics were all brilliant - can't praise them enough - they do a fantastic job:T:T
Had to fork out £150 quid for a hire car to get where we were going though so not a moneysaving weekend.

Small things I did manage:

• replaced all lightbulbs in cottage with energy savers
• used recycled newspaper logs on the fire
• recycled packaging off new appliances to recycle bank
• made a cold frame with the plastic sheeting from new sofa
• bought a pack of turkey pieces and made meals for weekend - curry with a 7p curry sauce, pasta, rice.
• made raised beds from some very cheap decking planks
• was given some free range eggs from neighbours for brekkies
• fed all the foodscraps to the birds

Not a lot considering the expenses we had after the crash but it all helps:rolleyes:

Hope everyone is okay, hugs to those who need one.
Good luck with UCAS milly:T

Catch up with you all later, will see what I can manage today xxx

Pips_Mum

:eek::eek: SM! So glad you were Ok :A Nyk said you had a bit of a car incident.

Milly - Good Luck with UCAS

Rachel - Cranberry juice!!


Hugs to everyone else too x x

Today I have/will:

Watched Martin on GMTV, Aahhhhhhhhhhhhhhhh he got married, congrats. Apparently she doesnt like being known as Mrs MSE :rotfl::rotfl:

• Scratchees
• Walk to town
• Change Address at Bank
• Withdraw Pips money so I can pay it into the higher interest account.
• Buy some more wool for my Orphans blanket
• Storecupboard tea

Gosh thats all I can think of for today x x x

babyhead

Morning!

:eek: on the car accident. Take care!

And Rachel - she is right - drink lots and lots and lots of cranberry juice!!!

Plan for today is -

1/online banking - done
2/scratchies - done
3/store cupboard lunch and tea
4/work hours
5/enjoy DS!
6/cleaning list
7/get ready for work tonight :rolleyes:

Think that is all I will get done today - will see how it goes! Oh and I suppose I should enjoy the fact I am officially half qualified I got an F for one of my assignments which is really annoying but I suppose in the scheme of things it doesn't matter as no one will know other than me!

Anyway..have a good day all xxx

Cleosmum

:eek:SM, glad you are ok, take it easy!

I'm shattered today, wheres my get up and go gone

So far...

• Checked banking :eek::eek::eek:
• Packed lunches for kids
• Checked planters, all happy :j
• Checked PB, some shop and earn points added which takes me to 908 pp
• Checked quidco - still stuck at tracked :rolleyes:
• Checked for car part on ebay and maplin, will keep checking for good price, maybe at scrappy
• Breakfast, lunch from stores
• Sorted spare drawers from garage and put in my room
• Sorted pressie boxes and found loads of stuff I had forgotten about!
• Continued sorting in bedroom and added more to charity pile
• Bargain baby annabel arrived
• Found P45 to give to employer
• Found HB form....
• Checked O2 surprises but got a useless free 10 picture messages, phone cant send or receive them!
• Sorted washing ready to wash
• 2 loads washed and on line
• Hobnobs made, at mums as she has more oven shelves, and I paid her in hobnobs lol
• Charged phone in car
• Bought reduced milk, put some in freezer
• Dinner from stores - cottage pie for family, stuffed mushrooms and salad leaves from garden for me yummmm
• Did a shopping list for thursday via mysupermarket

urg123

HI Everyone

I've just caught up with the Board from yesterday - lots of highs and lows. Hugs to those that need them and yippee for those who had successes yesterday too!

Today is my first night in in ages so will try to relax too. Here is my list:

• [STRIKE]Ironing[/STRIKE] Feeling a bit virtuous as I attacked some of the pile this morning before work :T
• [STRIKE]Scratchie[/STRIKE] 10p
• 1 hour tackling the flat - it all needs doing . Going to try 15mins in each room
• Give myself a facial
• Walk for 30 mins (weather permitting)
• Use left over veggies to make a pot of pasta sauce for the freezer.
• Talk to my parents about getting back some of the money for the things I bought for the party.
• Call a friend for free
• Start reading again - I have a pile of books I need to get through
• Call HSBC and work out when I can stop my paid for account (needed it to get a better mortgage deal!).

Have a great day everyone.

urg x x

mummy2mygirls

sophiesmum so glad you are ok after your crash!! glad you are both ok typical about the new tyres etc!!

Milly good luck with UCAS

* check online banking - been paid family allowance - so put it in with money for our week away
* scratchcard and check for surveys
* go to mrTs and stick to list - getting lots of bits to take away with us so we dont have to pay the high prices of the shop there
* do lots of washing and ironing
* will walk on school run to save petrol
* lunch from whatever i can find before mrt and dinner from meal plan...

hope you all have a good day
x