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Paid my credit card too early - got late payment charge!!!

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Comments

  • jonnyb
    jonnyb Posts: 600 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    If you use internet banking, then you should have been able to set the payment up to go out on a later date, before the end of the month. There was no need to pay it immediately. So it is entirely your fault.
    Are you planning to appy for new credit facilities in the next 6 months ? If not, I would not be concerned about the late payment flag.

    Barclays did nothing wrong. The DD suggestion is the best option, to cover the min payment; I use DD's on all my credit cards.
    Karma is a wonderful thing. ;)
  • dfh
    dfh Posts: 1,073 Forumite
    The best way is to set up a DD for the minimum amount and then overpay as much as possible.That way you won't get caught out.
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