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hardship case (they say no)

hi
hope somebody can help, ive just had my financial hardship case with the ombudsman and they have said i cant claim because my charges acured before i became unemployed so they hadnt contributed to my financial hardship.
what can i do now, my claim is being dealt with through a third party.
any help would be much appreciated.
steve:mad:

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    The financial Ombudsman said that? That to me sounds like something a bank/building society would say. I think that could be Nationwide(am I right?).
    Do you have priority debt arrears(mortgage/rent, council tax, utilities)?
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • stikks
    stikks Posts: 11 Forumite
    hiya my reclaim is against lloyds, it is a third party solicitors that are dealing with my claim, as im unemployed my interest is being payed for by the social some of my debts are on minimum payments such as utilities, i havnt hade any charges sinse i became unemployed as i canceled most of my direct debits so i didnt get any more charges, basically what i wanted to know was is there any way i either cancel the agreement with the third party or is there another route i can ask him to take
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    stikks wrote: »
    hiya my reclaim is against lloyds, it is a third party solicitors that are dealing with my claim, as im unemployed my interest is being payed for by the social some of my debts are on minimum payments such as utilities, i havnt hade any charges sinse i became unemployed as i canceled most of my direct debits so i didnt get any more charges, basically what i wanted to know was is there any way i either cancel the agreement with the third party or is there another route i can ask him to take
    If you have signed a contract with the third party then you need to check if by cancelling the agreement they are entitled to charge you anything to do so first.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • stikks
    stikks Posts: 11 Forumite
    hi
    does that that mean i would be better off doing it again on my own
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    stikks wrote: »
    hi
    does that that mean i would be better off doing it again on my own
    It means you might have to pay the company to get out of the agreement and do the claim yourself.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • stikks
    stikks Posts: 11 Forumite
    many thanks i will give them a ring but dont hold out much hope of it being free
This discussion has been closed.
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