Accident damage - other driver being difficult.

mrbadexample

IMHO you are completely wasting your time trying to sort this out with the third party. You're trying to do him a favour - why?

It sounds quite likely that he is uninsured. Contact your own insurance company ASAP, and let them sort it out. That's what they're there for.

LinasPilibaitisisbatman

mrbadexample wrote: »

IMHO you are completely wasting your time trying to sort this out with the third party. You're trying to do him a favour - why?

It sounds quite likely that he is uninsured. Contact your own insurance company ASAP, and let them sort it out. That's what they're there for.

What a load of !!!!!.

Maybe no insurers was a favour but not when you then give one quote from a renowned expensive dealer which isnt even the manufacturer.

It will be quite funny if the OP gets the insurers involved and there car is written off and they get market value for a new one and end up with a banger.

Im sure they will have wished they had been more patient then:rolleyes:

mrbadexample

LinasPilibaitisisbatman wrote: »

What a load of !!!!!.

Ok. Let's just see how this one pans out.

My guess is (a) third party is not insured, and (b) he doesn't pay.

I'm betting he's loving the patient approach. :rolleyes:

In fact, I'll cook your humble pie myself. I'm sure I've seen a recipe on Old Style somewhere.

asbokid

apologies to the OP for assuming that she was male county court claims are all very well, but if he's got no cash or just ignores the CCJ, then you're back to square one trying to get your money. been there done that :mad: rather than jeopardise your own NCB, maybe you could go directly to his insurer.. if you don't have their details then for £3.50 you can get his insurance particulars from the motor insurance database.... http://www.askmid.com

good luck!!

p.s. i'm not sure why people are tearing into the OP.. i can appreciate that the OP is female and as such, she shouldn't really be in this forum at all. and i do understand how frustrating it is to see her talking intelligently about oil circulation problems - invading what is a sacrosanct male-only topic of conversation. it's tactless of her but she's here now, so we must just grin and bear it. stiff upper lip and all that, gents!

fatpiggy

Hi again Asbokid. At least one person here is rational and polite and helpful. Shocking though it may be, but I can change wheels too! Linas on the other hand obviously has very small "bits" and spends his day fiddling with them (well, looking for them anyway).

smcaul

LinasPilibaitisisbatman wrote: »

1) So what. They may not be cheaper this time. You should have got multiple quotes from Toyota repairers. Times move on and I find it hard to believe a BMW garage is a competitive quote for Toyota repairs.

2) They are entirely relevant as if its an old car then the insurer would write it off and pay market value regardless of repair cost.

So again how old is the car etc and why dont you feel you need to get multiple quotes

You really are a plonka of the highest order, not only that but you spout some of the biggest load of tripe I have ever heard.

1) the OP said it was a BMW specialist, not a BMW garage, that makes a whole load of difference.

2) only your own insurers really have the right to write off your car, if it is a 3rd party you are claiming from you can quite easily make them pay for the cost of the repair - they have to put you back in the same position as you were prior to the accident.

£700 is quite reasonable for a new wing, son't forget that it may need a new wheel arch liner etc, and then spraying.

A couple of years ago I had a driver reverse into the side of my parked car, the book price for the car was no more then £500 but the repair was a new wing and door skin (on a Honda Prelude), I wouldnt let them try and write it off as to me the car was worth far more then the book price (full service history, excellent condition etc, etc). The body shop I used had their own accident management company that got it all sorted out with the 3rd party, and supplied me with a car whilst mine was being repaired.

I would be tempted to look down this route, or try and contact his insurance direct, quite often now the 3d parties insurance company will offer you a car whilst yours is in so you don't use an "accident management" company, as tis gets expensive for them.

smcaul

fatpiggy wrote: »

Hi again Asbokid. At least one person here is rational and polite and helpful. Shocking though it may be, but I can change wheels too! Linas on the other hand obviously has very small "bits" and spends his day fiddling with them (well, looking for them anyway).

Only when he's not at school!

fatpiggy

Probably got expelled from there for persistant disruption.

Thanks for the comparison figures and the advice about the accident management company - I was planning to go via one of those anyway. I certainly have no intention of letting anyone scrap my car. In the 5 years I've owned it, it has cost me 4 lightbulbs, 4 tyres (drat that high mileage!), 2 brake pads, 2 wiper blades and 1 shock absorber. The clutch, brake discs, exhaust, battery and everything else are original. It runs perfectly, does 55 to the gallon and only keeps my mechanic friend in beer money. But then, that's why Jap cars are the best and worth every penny.

coolio_2

fatpiggy wrote: »

Even though I am not at fault insurers will find any excuse to either not pay up or charge more, and my premium could well go up as well. The previous experience I mentioned before meant that when I came to renew my insurance policy some months later, more than one company refused to quote me as a result of it.

Lying on an insurance application is very dodgy ground

fatpiggy

Sorry Coolio, you've lost me there. I've never lied on any application form, nor do I intend to. A 4x4 smashed my drivers mirror glass (and drove off) earlier in the year. Are you saying I should declare that as an "incident" when I renew? Anyway, I'm off to ring my insurance now and get their advice.