Needs must when the devil vomits into your kettle! Bob's cunning plan mark 2

boredofbeingathome
boredofbeingathome Posts: 15,657 Forumite
edited 9 June 2009 at 11:00PM in Debt free diaries
:D

As ever another cunning tribute to Blackadder and a rather appropriate saying to mark the occasion.;)

So where am i now and how did Cunning plan mark 1 go?

A little reprise from cunning plan 1 ( insert wobbly lines for effect):rotfl:

So where am i now..well as the title says, not in as good a position as i would like. The truth is i am working very little at the moment and have been very proactive in trying to get extra work....(i supply teach) Currently i have two interviews lined up for more work and am still using contacts to network and make some more dosh.I am working in a steady job, but still term time only:cool:So more dosh there:T

Where do i want to be? Well ideally i would like to personally debt free in FEBRUARY or March, the truth is that it will only happen if i get full time work, the children stop eating or we win the lottery The amount now that is about £5,500 A bit more than when i originally started. I would also add here that this is just my stuff at the moment as Mr.B has other debt so i may allude to it every now and then, but he doesn't want to be mentioned...other than first page i will keep my promise Broke that one,i promise to try and keep Mr.B on a leash....he is a tricksy one though.My personal debt has reduced.....although overdraft on main account went up so still roughly the same there:o

So after my share of household bills i am left with little to overpay with at the moment..ooh i can overpay now:D

Ways to remedy that

1. Get extra work, part time job, more supply work, delivering catalogues etc.Achieved, didn't deliver catalogues
2. Budget, budget and budgetalways and then some
3. Do as much as i can clicking and surveys( like pulling teeth but it all adds up)errr!! nope, but will get going on Dooyou
4. Finish the free bingo sites...What can i say:rolleyes:
5. I have joined the list 10 items a day challenge, so will keep doing that and fleabay. Have also enquired about taking stuff to auction..i have old furniture stored at BIL's factory (free) But may as well get something for it still working my way through that
6.I will start matched betting.. Useless on this:o
7. start charging more for my cakes..just a little hobby of mine and if Obi is lurking i promise i will....Nope not had time to make any
8.keep a spending diary and reopen a spends account to keep me focused.Yep and will continue to do so, though not as brave as Hypno posting hers,,lol
9. Keep on with the grocery challenge, and continually look out for better deals as well as using quidco for extra if available.Still on budget with this and am loving the challenge
10. As i like ironing may even take some of that in..but that may be going too far All offers welcome:D
11. more walking practice and losing weightGetting there and have lost 6lbs

So not all bad, but not all good.

Will be able to overpay by about £500 a month and save at least the same. I am aiming for 2012 to be totally debt free, but will require copious turnip lobbing to keep me focussed as a lot of the debt is in Mr.B's name and i want to save to make F&F offers on these.:o

So madness starts all over again..oops:D


Off to Ferret in my kettle..........that devil:rotfl:Thank goodness for Oldstyle.

BOB XX
Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:
«134567151

Comments

  • EssexHebridean
    EssexHebridean Posts: 24,235 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh Ooh OOH!!!! New diary!! Excitement and stuff!!!

    Way to go Bob -

    Job - well done, excellent news. Term time better than nothing.
    Mr Bob - almost on a leash.....you're getting there with that one I think!
    Overpaying & grocery challenge - also excellent news.

    The ferret in the kettle sounds a bit dodgy, but chuck a turnip at it and it'll probably go away..... :rotfl:

    Have a :T and a :beer: for progress so far....

    xx
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Will post more later but just wanted to say hello :wave: great news on your progress so far & done want to miss any turnip lobbing!
    :j
    May 2013 new beginnings:j
  • LilacPixie
    LilacPixie Posts: 8,052 Forumite
    ooo an exciting new Diary. subscribing.
    MF aim 10th December 2020 :j:eek:
    MFW 2012 no86 OP 0/2000 :D
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Even more cunning plans - excellent news Bob :D
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • pepe2008
    pepe2008 Posts: 5,158 Forumite
    Hello Bob, I have left Pearce Brosnan and Jonny Depp on your old Diary so that moves me up the list two spaces. xx:D
    :D:D stay wonky :D:D

    ....one-way ticket to Portugal booked !
  • penguin83
    penguin83 Posts: 4,817 Forumite
    Part of the Furniture Combo Breaker
    Hey BOB, lovely new diary.

    Well done on the weight loss, and make sure Mr B's leash is strong enough!

    Hope you are wellx x x
    Pay Debt by Xmas 16 - 0/12000
    There is something about the outside of a horse that is good for the inside of a man.
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    beams in
    robot-assimilation.gifagh borg!!

    hi bob
    :j:jnew dairy :bdaycake: :iloveyou:
    still baaaaaaaarrrrrrking
    got to go!!


    stargate7.gif
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • Wol2
    Wol2 Posts: 3,845 Forumite
    Part of the Furniture Combo Breaker
    Ooh shiny new diary BOB....brilliant :T:T:T

    Without mentioning "him who must not be named"..(.i.e. Lord V ;))....I'm sure your hard work and perseverence will enable you to achieve your goals....fantastic results on the weight loss.......and BOB my dear...you WILL get there :kisses3:

    http://www.youtube.com/watch?v=_Pu0Fn1oRN4

    We're all cheering for you here........Go BOB..GO!!!!.....wheeek wheeeek.......

    Hugs from piggies
    xxxxx
    Flooded 20/07/07 :(.
    Normal service FINALLY RESUMED 31/07/10 :j:j
    " It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
    Numptie groupie #2 :cool:
    Mortgage offset drawdown [STRIKE]£60861[/STRIKE]:(.... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14

  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    A plan so cunning you could pin a tail on it and call it a weasel!

    Best of luck with OH - the species has adapted to being adept at swede swerving if mine is anything to go by.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Blimey Bob, you must be scarey serious about this new diary.

    Half way through the first page and not a jot of smut.
    I'm sure it's just and oversight though.

    Good luck with the budget and the kettle.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
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