Homelet checks

moneysaver12

Hi what do Homelet see when they do credit checks, as me and my fiance have applied for a property with a letting agents and they are getting homelet to do the checks, i don't have good credit and nor does my fiance. We have told the letting agents this.

moneysaver12

bump..................

moneysaver12

bump.............

superfran_uk

Either no one knows or you're not being specific enough. A one line thread never gathers much interest.

moneysaver12

superfran_uk wrote: »

Either no one knows or you're not being specific enough. A one line thread never gathers much interest.

Thankyou for your help, i wil put more information in it

moneysaver12

bump.............

Phunky

Homelet is just a company used by some smaller letting agents to run the basic credit checks and application processes. They will check your score against Callcredit, Experian and what ever the other main one is called.

It's no different than any other credit check, its just that Homelet will handle the basic background checks on before of the letting agent.

moneysaver12

Phunky wrote: »

Homelet is just a company used by some smaller letting agents to run the basic credit checks and application processes. They will check your score against Callcredit, Experian and what ever the other main one is called.

It's no different than any other credit check, its just that Homelet will handle the basic background checks on before of the letting agent.

Thankyou for your help. We were orginally told that the credit check takes seconds, then yesterday were told the whole process takes a week with homelet, do you know if this is true.

Phunky

It's different for each application - if you have good credit it won't take long but if you don't you can expect it to take some time. It will also depend on how quick your references take to respond.

It took us about 4 days to get a response for myself and my partner.

moneysaver12

Phunky wrote: »

It's different for each application - if you have good credit it won't take long but if you don't you can expect it to take some time. It will also depend on how quick your references take to respond.

It took us about 4 days to get a response for myself and my partner.

Thankyou for your help. Mine and my fiance credit is not good, we did tell them this. There is only a reference to get from my fiance employer, as the letting agents are my landlord. Hopefully they will have sent the reference thing to his employer and they will fax it back quickly.

Problem we have is i had to give my notice in yesterday for the house im renting now.

nessynoonoo

Has everything gone ok for you moneysaver12? Have u heard if the refs have been ok? we are about to be checked by HomeLet and i'm concerned cos years ago my credit histroy was very bad...but i checked experian last night...cos i wanted to know just how bad before Home Let did and actually my score is >900 and classed as "good" - hope they havent made a mistake - is there anyone else to check my score with i wonder/??????