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A Payment A Day Part 4
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Hi all,
Just a quicky - PAD for today is £33.49 to scAbbey!
Have a good night all!
Brighty.Dec 2011, LBM No. 2: Total debt [STRIKE]£49,034[/STRIKE] Jan 2012: £47,466
Pay one debt 2012 #59: Tesco credit card £69 paid / £476 left0 -
Phew, finally caught up on another 4 pages!!! No PAD for me today
but I have requested two lots of scratchies money which should arrive in a couple of days, plus I am just about to count out my sealed pot (OH has gone out
) to pay that tomorrow.... some of it is PADed already, but thats showing on my spreadsheet, so I can PAD the difference tomorrow when I pay it in
Must update my sig ready for my big PAD on payday..... OH is up to £640 now - wahoo!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Double_Trouble wrote: »Bigbeff is not new she is an old PAD timer now and she doesn't like ice cream I am sure of it
DTxx
Ooops sorry bigbeff!!!Hello anyway!! xx
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Double_Trouble wrote: »Bigbeff is not new she is an old PAD timer now and she doesn't like ice cream I am sure of it
DTxx
Yeah been here a while...PAD go up and down a bit....but now I am going to make a special effort!!Oh and of course I don't like ice cream...who does?!
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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Double trouble...you get the last laugh...I feel sick now!! :sad: :rotfl:
Night all xx0 -
Right I am going to spring clean my life...so to speak!!
and have about £3200 worth of debt (not inc mortgage)....I am just waiting for balance transfer to go through so I can work out exact amount. I turn 27 on Monday (AAARGGGHH!!) so I have decided to make an effort. I want to be debt free by my 28th birthday....easier said than done with my habits....that is going to mean paying about £267ish a month from now on. Not sure that is going to be easy, but with ebay, surveys and any other things I can think of, I might make it. Considering renting spare room out...would give me reason to have a clear out and bring in a bit of extra cash. Hmmm decisions.... some of you guys seem to make huge payments, how do you manage?
Click here to join us!
I started the above challenge as I want to be debt-free by 30 (Next year - eek!) so come join us for madness and motivation0 -
I hope this works - I seem to have lost my original message!
Hi all
I've been lurking for quite a while now but now's the time to get stuck in!
PAD seems like the best place to begin.
£9.31 flexiloan 27p savings jar
Thanks
Hi black cat
Welcome to the madhouse .Good luck with your payment a day either small or large it's surprising how quickly it all adds up . Some people include their minimum payments as their PAD , others don't , it's entirely up to you .
Everybody is great on here which really helps to keep you motivated ...... edited .... Stranger reporting in for duty
Well here is the news from the Bucks area -
Since last here
I have lost 4lbs and 2.5 inches
I have lost a tooth - had to come out under sedation on Monday, so can sympathise with Andy - my face looks like I lost the fight or became a hamster overnight - you choose
I am sure Green is okay - wasn't she having an extension or loft conversion or did I imagine that?
Gilly x
Hi missing quad !
Glad to hear that you are ok ..... Well done on your weight loss .... that's great news ....
Nobody has heard from Green for a while now .... i hope that she's ok ...
It is tomtombeanie that's having the building work done...
Hope your face feels better soon ...
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
cashless_wonder wrote: »I should be switching shops by the 2 week of July - can't wait !!!!!!!!
That's great news ..... you must be really pleased ...An extra payment for me today...I very unexpected gift off my dad means i'm paying £1000 PAD!!! I'm in shock!!
Ooooooooooooooooooh lucky you ..... what a lovely dad you have ...Hi folks
Just back from SW weigh in - lost 1lb phew! Was convinced i was in for a gain. Must try harder this week tho as my mate lost 2.5lb grr! Nothing like a little competitiveness to spur you on:p
Good luck to everyone else :A
Well done on losing 1 lb ... that's great ....
I'm weighing in tomorrow ..... but i think i have gained weight this week...
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Hello peeps
...
A quick post .... as i need to ring a friend to catch up on some juicy gossip !
Andy - Hope all went well for you today .... and that you don't feel like you've been 10 rounds with Mike Tyson... ... This cheryl piccy may help to take any pain away for a while and to put the smile back onto your face .
...
Here's my Good and Bad for today ...
The Good - PAD £6
The Bad - still CHOCCY bar free here !...
My daily food diary...
cheese and ham toasted ciabatta .
stir fry .
2 necterines
2 plums
maybe a peach as well ... but i can't remember !
Diet wise .... It's been a sh*te diet week for me .... am sure that i have put on weight..... but will still go to boots to double check tomorrow ...
Anyway will catch you all tomorrow...
terri x( My PAD for today is £6 )
" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Stranger reporting in for duty
Well here is the news from the Bucks area -
Since last here
I have lost 4lbs and 2.5 inches
I have lost a tooth - had to come out under sedation on Monday, so can sympathise with Andy - my face looks like I lost the fight or became a hamster overnight - you choose
Got DBIL birthday present through Quidco - 8% cash back
Got DSS birthday present through Quidco and found an online promo code so saved £20 of original price - plus 5% cash back
Have PAD of £1836.36
£1734 to CC which is paid off every month
£50 to savings for Christmas
£52.36 to another CC
Paul - up to you if you want to count the paid off CC amount
Have also balanced transferred from 19.9% and 6.9% for 0% for 9 months, saving roughly £60 per month interest, saving me about £350 over the period, even after BT fee.
How about you all?
Green - Where are you sis?
AngelicMary - how is Adam doing?
Terri - Well done on the weight loss
Andy - My sympathies on the teeth
Paul - well done on keeping the figures
FF - Be up your way in 3 weeks and looking forward to it - just not sure why I have agreed to walk Ben Nevis :eek: _ I must need my head testing :rotfl:. perhaps they did not take a tooth and it was a lobotomy :rotfl:
Welcome to the newbies and let's keep on Padding
Best wishes to all
Love
Gilly x
If you are calling it part of your PAD Gilly, that's good enough for me.
Whopping total for today. I won't tot it up till after midnight though in case we have a straggler or two0
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