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A Payment A Day Part 4

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  • hi soz for the delay....0% until march 2010 and others are 4 %...for the next 5months....hope thats the right info...
    cc.£4265.
    loans!!!
    stay focused!!!


  • boysma
    boysma Posts: 828 Forumite
    Well done to Danko and Catchooky on weight loss.:j My weigh in tomorrow night but dont feel too confident this week. Always seem to conveniently 'forget' about diet at weekend then have panic attack Mon and Tues just before my SW class on Wed night:o
    Payment A Day £15 (started 17/5/14) :j
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    Hello Peeps fridgekeys.gif ! ...

    cashless_wonder - How long until you know about your transfer ? smileybus.jpg ...

    boysma - Thanks .... I haven't heard from my daughter today teenagers.jpg.... but to be honest i'm quite enjoying the peace ! ...

    SueP19 - You did make me laugh with the cow sh*t comment ! 121D6A121.gif ...

    catchooky - Hi welcome back to PAD ..... Glad to hear that you are joining us on the PAD diet challenge paddietclub.jpg.... Good luck ! ...

    Purpleclutterbuck - Blo*dy teenagers yes4.gif ..... My daughter is 16 1/2 .... how old is yours ? ...

    sashybo - You naughty girl spending money on the tops ! smiley_slapbackhead.gif .... but they are lovely ! smiley-shoppingspree.gif...

    sazzab - Great idea to try living within your means for a month and then you'll be able to get you PAD organised aa56.gif ...

    macgirl - Very sorry to hear about your wing mirror ... more blo*dy expense :cry: ...

    Here's my Good and Bad for today ...
    The Good - PAD £15
    The Bad - Still CHOCCY bar free !

    My daily food diary choccy1-1.jpg ...
    cheese & ham omelette with salad ...
    2 peaches
    3 necterines
    2 plums
    pasta with tuna, onions, peppers etc
    4 rivitas with marmite
    one diet coke !

    Diet wise .... Not good ! .... Once i start eating in the morning i just can't stop BearTable2.gif ... I have been thinking about chocolate all blo*dy day ..... and i really really really fancy a mars bar ! mars_bar.jpg ....

    I think i have put on weight this week .... i've eaten so much junk in the last week :( ...

    Catch you all tomorrow ...

    terri x kiss-1.gif( My PAD for today is £15 )
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • dankosheemo
    dankosheemo Posts: 1,243 Forumite
    You really need to share and I haven't tried flake ice cream and Terri can vouch for the fact I really like ice cream........................................

    DTxx

    Even BuckCherry is making me think of cherry ice cream which is one of my favourites!!!!!!!!!!!
    cw_josh_todd_001.jpg

    Josh Todd from Buckcherry avec cherry ice cream or any ice cream or just on his own is just FINE by me!!! :D
    xx
    :j (2013) :j
    * Virgin Atlantic [STRIKE]£2,837.01[/STRIKE] £2,835* B'card [STRIKE]£851.51[/STRIKE] £850 * Egg [strike]£5,608.83[/strike] £5,608.83 * Mint [STRIKE]£816.13[/STRIKE] £770 *
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    louley wrote: »
    hi soz for the delay....0% until march 2010 and others are 4 %...for the next 5months....hope thats the right info...

    Depends on whether you can clear them or can transfer them when the rates go up and what rates they go up to. Normally it is best to pay off the highest interest rate first but if your 0% has a high balance and goes up to a high rate and you can't clear it then may be best to do that one. So it depends on the balances on each card what you are likely to clear before the rate goes up and whether you can BT when it does. Personally I like to concentrate on one card at a time. Also if you are paying off a 0% card you might as well put it in a savings account and get some interest and then pay off a lump sum just before the 0% expires.

    Hope that makes sense.

    DTxx

    PS I really like phish food thanks for reminding me Angelic:rotfl:
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    You really need to share and I haven't tried flake ice cream and Terri can vouch for the fact I really like ice cream........................................

    DTxx

    Even BuckCherry is making me think of cherry ice cream which is one of my favourites!!!!!!!!!!!

    That's right ..... DT is our ice cream lady ! ;)

    icecream-1.jpg


    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • I will hopefully know by the end of the week . . . Keep your crossable bits crossed . . . I need out of where I am big style been there since 2003 !!!!!!!!!!!!!!!!!!!
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • redkelly
    redkelly Posts: 203 Forumite
    Evening all,

    Just have to say cracking up laughing the comment (smiley) Terri put about teenagers .....i have a teenager...... and today I would have loved to have screamed that at her.
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • paybacktime2008
    paybacktime2008 Posts: 1,208 Forumite
    £5.00 today to virgin.
    LBM 10/08 £12510.74/
  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Indeed I did make it to the gym, I did half an hours of weights then half an hour swimming. It was really busy though, hate it when it's busy. It did make up a little bit fpor stuffing that pizza though!

    If you like ice cream you HAVE to make a trip to Sheringham in Norfolk - there is a ronaldo's ice cream shop there and they have every flavour under the sun http://www.ronaldo-ices.co.uk/napoli.html and they all taste exactly like when they say they are - there are actually more than the flavours it says on that link. I had a toffe banana one and if you closed your eyes it was just like eating a cold version of tofee bananas like you make on a barbeque. The cranberry and raspberry one is to die for aswell - its the best ice cream I have found in Britain. I LUUUURVE ICE CREAM
    xx
    Ths signature is out of date because I'm too lazy to update it... :o
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