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A Payment A Day Part 4

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  • Mudbath
    Mudbath Posts: 5,479 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hiya
    My PAD today is £5.00. Hope you're all enjoying a sunny day! xx
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Why did no-one tell me The Body Shop Sale had started?? I've been waiting all year to buy MIL's xmas present from there!! If I could PAD xmas presents I'd be posting my 1st xmas PAD just now!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • yo yo yo...

    my PAD's for today are...

    hsbc card...£5
    cap 1 card..£2.50
    lloyds card £2.50
    virgin card - £5

    and i have a query.... 2 of my cards are 0% and the other 2 arent...should i pUTall my PAD on the charged ones or spread them out like i have been doing??
    cc.£4265.
    loans!!!
    stay focused!!!


  • £59.08 to Platinum please Paul, thanks for the totals too
    Andy, best of luck with the teeth tomorrow, hope it goes smoothly for you and your recovery is fast and painless :o

    Just a little update, I managed to resist temptation yesterday, I did go for a nosy round ikea and tesco extra (my weakness) but only spent the £15 I had budgeted for dinner/milk etc so feeling very proud.
    Its payday today so again ive been to tesco and bought the weeks supplies (why do they never last a week?) so hoping I still have cash to pad for the rest of the week.

    I slightly overspent today but all bills are paid for now and ive done everything except fill the petrol tank :mad:, job for tomorrow me thinks

    Thanks for all the virtual telling offs, i got my cc statment today, min payment is usually £94 with about £87 interest but he statement has been redesigned and obviously ive paid £400 off so min payment is £87.84 now so woop woop I can finally see it beginning to pay off


    Hope youre all enjoyig this sunshine, omg wasnt last nights storm noisy?
    Best go, im talking carp

    Mumof4 xx
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • No 2nd PAD from me today . . . Ah well ! Got to return to the dentist for about 50 - 70 quids worth of sorting out. Managed somehow to chip some of the work I had done last time & they are going to do some other stuff as well.

    Got my anti-snore strips & some nasal spray to try - hopefully do the trick . . . My regular hayfever meds were also BOGOF as well so I was quite chuffed. Also have changed my duvet from feathers to hypo-allergenic synthetic stuff so I think that will help as well.

    Right time to stop rambling & start catching up on posts.
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • sazzab
    sazzab Posts: 44 Forumite
    Hi sal ,

    It's entirely up to you .....
    Personally i do, it makes me feel like i'm paying things off quicker ! :rolleyes: ...

    terri x kiss-1.gif


    Thanks Lil. I'm still getting my head around how I pay my pad's off my loans so am going to sit tight for the next few weeks - keep adding to my piggy bank and then be able to know where I'm at next month, come pay day (only another 29 days to go lol. This month is all about getting on track and living within my means, next month I can start seeing the bills going down with overpayments and pads. Thanks for your help :)
    Sal
    PAD: June - £24.00
    TARGET 1: Homeloan - [STRIKE]£3327.84[/STRIKE] £3243.97 / TARGET 2: Barclaycard - [STRIKE]£5340.15[/STRIKE] £5092.90 / TARGET 3: Overdraft - £2750.00
    LIGHTBULB MOMENT - approx 11am, Tuesday 9th June, 2009 / TARGET DATE: 24th August, 2010
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Afternoon everyone

    Hope the day finds you all well.
    I'll be joining DT in the "No-Pad-til-Payday" Club.
    My debts are going up not down, then to cap it all - I've just broke the wing mirror off my car!

    Was parked on a busy road (my friend's brother's funeral today, very sad), and thought "I'll be sensible for once and push my wing mirror in so it doesn't get bashed off by a passing car"
    - Then bl**dy well broke it off myself :mad:!!!!!
    More expense........

    Could be worse I know. Hello to all newbies and well done to everyone else (where do you get your money?)
    Get ready for hamster cheeks tomorrow Andy ;)Good luck
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    Afetrnoon all, ohh ohh body shop sale?????? xmas prezzies here I come!

    PAD £2.68 toward halicrap card today. will be small PADs for a while, work owe me over £1K expenses!! Landlord owes me £100 as well so don't really know where I am at the minute with money - hoping tihngs will settle down soon.

    Terri - hope your run away comes home soon!

    Hugs to all who need them!
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • So sorry Paul -£24.71 ;)

    That's OK Purple
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Can't be on for long cos i still feel yukky.

    Made my £100 PaD to HMRC. I'm still behind but there you go!

    I will try and catch up on everyone's posts later. Byeeeeeee x
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
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