A Payment A Day Part 4

Flower08

angelicmary85 wrote: »

I only ever considered myself to be in a couple of grands worth of debt but then I found out that I took out a personal loan of nearly 12k that I didn't know about!! :eek:

Well hopefully now OH and i are moving in with his parents we will save alot of money and be debt free alot sooner - well thats the plan anyway!!

nattiecake

yep, im feelin the love

determined to get it sorted this time, i picked up a holiday brochure yesterday to try to encorage myself :j
x

CommitedToChange

make that £1.50 to evil monument so an extra 50p please - got carried away on the internet bank

I can't even be arsed to include my student debt in my totals - cause I don't think I'd leave the house if I did - they're be no point - i did 6 years in total - OMG the debts, Also loving the fact that the newer rule debts (half on old rules half on new) will never be paid off if I only pay the minimum at the rate I earn :mad: - aren't CC companies being bollocked for that???????

Nicki237

My PAD for today is £14.24, 4.24 in the change jar, 10 off the OD

angelicmary85

Flower08 wrote: »

Well hopefully now OH and i are moving in with his parents we will save alot of money and be debt free alot sooner - well thats the plan anyway!!

That's happening quite soon isn't it?

nattiecake wrote: »

yep, im feelin the love

determined to get it sorted this time, i picked up a holiday brochure yesterday to try to encorage myself :j
x

Can I come with you?? I'm not much of a sun worshiper but would like to go see Egypt and then maybe the terracotta army in China!!

Flower08

angelicmary85 wrote: »

That's happening quite soon isn't it?

Next week!! Already thinking of all the extra payments i can make to the debts!
I got the "your so sad, get a life" look off my OH yesterday when he came home from work to find me working out our new budget for once we are settled at his parents :rotfl:

angelicmary85

Flower08 wrote: »

Next week!! Already thinking of all the extra payments i can make to the debts!
I got the "your so sad, get a life" look off my OH yesterday when he came home from work to find me working out our new budget for once we are settled at his parents :rotfl:

I know that look very well!! :rolleyes: He'll appeciate it in the end though!

louboutingirl

angelicmary85 wrote: »

Dunno about you guys but at one point I was earning a really good wage and because of my age I guess I just squandered it and fell back on cc's! I got a loan just because I could which, looking back on it, I've no idea what I used the loan or cc's for!

I can completely relate! When I was 18 and lived at home I was earning about £850 p/m and had NO outgoing other then £150 board and keep and £150 mum made me save in post office, and I spent all the rest on... well nothing! I even ended up getting a credit card so I could buy more nothing! And that was it, the slippery slope.... Go a loan to pay it off, then had a nice emply cc to use... you all know how it goes!

Good luck with all your MSing!

LG xx

pippo

Flower08 wrote: »

Its at times like these i wonder why on earth i let myself get into debt - when im sat in by myself on a friday night and OH is having to work on a friday night :rolleyes:

oh flower..you & me both

Fag_ash_lil

Hello peeps

Hope everyone is ok ?

Hi to to all the newbies !

Very quick post from me as i have my dad staying with me for a few days .... we've just been out for a meal so i think the diet has " gone to pot ! .... hey ho ... what the hell ! :rolleyes:

I've had a quick glance though the posts ... but will try and read them all tomorrow ... hopefully ! ...

My PAD for today is £110 ...

DT - You are doing a great job with the daily figures ....

terri x ( My PAD for today is £110 )