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Abbey 6 month 0% APR with no balance transfer fee

cepheus
cepheus Posts: 20,053 Forumite
edited 4 June 2009 at 6:36PM in Credit cards
I received an offer of a 6 month 0% APR with no balance transfer fee for my Abbey Zero card today to celebrate their name change! It's the first no balance 0% offer I have seen for ages. Not sure if I will use it though, could transfer via egg money to load it but with interest rates so low it's hardly worth it.

I may use the Nationwide debit card in Europe this summer, rather than Abbey zero, since from memory I think the Zero card attracts interest immediately anyway.
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Comments

  • Do you have anything owing on the Zero?

    We also received a letter but it said 2% interest on balance transfers, sods!

    Was there a promotional code? could really do with something like this at the moment!
  • cepheus
    cepheus Posts: 20,053 Forumite
    No I haven't used it.
  • darren72
    darren72 Posts: 1,310 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I've just received this today too.

    0% for 6 months, no balance transfer fee.

    My card hasn't been used for about 6 months.
  • Thats weird, mine has been clear for about 3 months

    Does it say to quote a code?

    When do you have to do it by?
  • Dagobert
    Dagobert Posts: 1,625 Forumite
    When do you have to do it by?
    30th June.
    Dagobert
  • So In theory I could just say I recieved the letter offering 0% and hope to blag it?
  • NickX
    NickX Posts: 3,046 Forumite
    So In theory I could just say I recieved the letter offering 0% and hope to blag it?

    You could try it, but I think they mark the promotion on their computer systems so it only applies to selected accounts.

    If they won't offer it to you, you could threaten to close the account.

    Let us know how you get on.
  • Eydon
    Eydon Posts: 599 Forumite
    Part of the Furniture 500 Posts
    edited 5 June 2009 at 8:11PM
    I posted about this on the Stoozing board. Took them up on their very nice offer and they confirmed the end date (for me) was 7th January - so actually 7 months. Mind you I received two letters - the first offering me a BT for 6 months for being a good customer (which is the offer I took) and then a second a few days later offering a BT for 6 months due to the name change. Both at 0% with no fee.

    Having said that, someone else has posted on the Stoozing board that they were offered 12 months at 0% with no fee. Some people have all the luck :beer:
  • Interesting, might just go for the 12 months then, lol
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Eydon wrote: »
    I received two letters - the first offering me a BT for 6 months for being a good customer (which is the offer I took) and then a second a few days later offering a BT for 6 months due to the name change. Both at 0% with no fee. Having said that, someone else has posted on the Stoozing board that they were offered 12 months at 0% with no fee. Some people have all the luck

    I had two similar letters. I haven't used my Abbey card for some while due dire customer service. Out of the blue, the bank has offered me 0% on BTs for 12 months with no fee.

    Let us know how you get on ;)
    People who don't know their rights, don't actually have those rights.
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