No help but only working part time

debrag

Does your council have a benefits calculator on their site? mine does and it works out I'd get more help even if I was working more hour than you.

sally0101

hayley11 wrote: »

You work 22.5 hours a week and your hourly rate is £6.50. Your annual income is approx. £7605 before tax. You are 29 so you should definitely be entitled to tax credits. You haven't mentioned them so i'm assuming you don't get them (if you do ignore me)

I think your council must be messing up big time if they're saying you can't get help with the rent and council tax. We get £100 housing benefit every four weeks and we have twice as much as you do coming in.

Try www.entitledto.com - that will tell you any benefits you should be entitled to.

Get back on to the council and get them to recalculate it. When they sort it out, make sure you get it back dated to the date you first claimed.

Good luck

I cant get tax credits unless I am working 30 hours or more. I have a review with my manager this week where I will have to beg them to increase my hours to 30.

sally0101

PasturesNew wrote: »

If the OP is over 25, living alone in self-contained accommodation and working over 30 hours/week, then they can be considered for WTC. But she works under 30 hours, so doesn't qualify.

The OP earns: 22.5x£6.50 = £146.25/week, £7605/year.
The OP will take home £137.92/week.

Out of that they pay £54 rent - and let's assume £16 CT (easy maths)

£54 - £16 = £70
£137.92 - £70 = £67.92
This is in excess of the £64.50 they are advised they need to live on.

Yes but then you have gas, electric, phone, petrol, food, car tax, car insurance among other things.

sally0101

oh and also ... I have been to the council regarding this many times and several advisors have told me that if I had a baby my situation would be far better financially with regards to help ... great advice to give to young people ... get pregnant to help pay your bills. They also advised me to not work, or to become a mature student (mature? 29? Lol) and get most things paid for me ... getting a loan that I most probably will never have to pay back unless I earn a high wage (which I never will)

Great advice ... no wonder the country is in such a mess if thats what they suggest. Where I live there are ountless numbers of mothers betwen the ages of 15 and 20 who look to me like they dont have the first idea of how to raise a child. They do it to get a flat and money. They stand in the shops shouting and swearing at their kids due to not being mature enough themselves to raise them. I heard one woman last week say to her baby (who was still in a pram) that if it didnt stop crying, she would 'smash its face in!' I was disgusted. But unfortunately thats what they are like these days.

Pepzofio

sally0101 wrote: »

Yes but then you have gas, electric, phone, petrol, food, car tax, car insurance among other things.

All things you are expected to pay for out of your £64.30 per week.

Oldernotwiser

sally0101 wrote: »

oh and also ... I have been to the council regarding this many times and several advisors have told me that if I had a baby my situation would be far better financially with regards to help ... great advice to give to young people ... get pregnant to help pay your bills. They also advised me to not work, or to become a mature student (mature? 29? Lol) and get most things paid for me ... getting a loan that I most probably will never have to pay back unless I earn a high wage (which I never will)

.

The suggestion of having children is obviously ridiculous but for someone only able to get a part time low paid job, the idea of going to university might very well be a good one, depending on that person's capabilities.

If university isn't for you, you might well look at doing some training at a college to enable you to get a better paid job and come off benefits.

Oldernotwiser

sally0101 wrote: »

Yes but then you have gas, electric, phone, petrol, food, car tax, car insurance among other things.

I can't see why someone would expect to be able to afford to run a car when working in a low paid, part time job, much less expect benefits to pay for this.

catenorfolk

sally0101 wrote: »

Yes but then you have gas, electric, phone, petrol, food, car tax, car insurance among other things.

a LOT OF oap'S have to do this and many other people. We buy budget food, walk and bus, turn everything off when not in use, dont have a car, which then eliminates car insurance and tax, we also purchase budget clothes, ie at primark, buy 2 for 1 etc. It is really hard but if no choice what can you do.

sally0101

catenorfolk wrote: »

a LOT OF oap'S have to do this and many other people. We buy budget food, walk and bus, turn everything off when not in use, dont have a car, which then eliminates car insurance and tax, we also purchase budget clothes, ie at primark, buy 2 for 1 etc. It is really hard but if no choice what can you do.

Yes and I do this too ... its not like im sitting on my bottom and expecting benefits to pay for Gucci shoes! I shop in Primark or I just dont shop ... its not a crime for someone claiming housing/council tax benefit to actualy have a car. When I was in full time work I saved hard and paid for the car outright ... I have never been in debt and do not spend above my means.

And dont forget the whole reason for this thread ... I cant claim benefits so please stop making me out to be someone who expects benefits to pay for a lavish lifestyle.

hayley11

OP - I can understand why some of the posts have made you frustrated, sometimes people want to get on their soap boxes rather than offer any constructive advice.

I really don't understand why they say you can't get any housing benefit Like I said, my OH earns twice what you do plus I get IB and we get HB so you should definitely get some!

Does it differ drastically around the country? If people are expected to live off £64 a week then why are we given more but the OP isn't it? Makes no sense to me.

You need to get them to look into it. I would possibly even speak to somebody like CAB because they'll do a thorough benefits check and help you apply for any.