I've heard the banks lost the case but.....

Chiqqy

can't find any news about it?
Don't know if I should try to reclaim charges now or what? If I've already tried will they automatically look at my claim anyway?
And all this business has caused a bad credit rating will this change when I get the charges back?

natweststaffmember

Chiqqy wrote: »

can't find any news about it?
Don't know if I should try to reclaim charges now or what? If I've already tried will they automatically look at my claim anyway?
And all this business has caused a bad credit rating will this change when I get the charges back?

They lost on UTCCR 1999 at the commercial court and the Court of Appeal, however there is an appeal due to start on June 23rd at the House of Lords.
We're getting there, slowly but surely.

Chiqqy

So no point trying again at the moment? Only someone got a phone call at work yesterday telling them they could reclaim their charges.

natweststaffmember

Chiqqy wrote: »

So no point trying again at the moment? Only someone got a phone call at work yesterday telling them they could reclaim their charges.

And charge you a fee for doing so..... You can reclaim charges yourself and it costs you just 3 stamps and £10 for your details.

Chiqqy

Yes I've sent the bank all statements etc... Will I have to do it all again?
And will my credit rating change?

The bank is still charging but I'm not paying anymore after paying them nearly £300

natweststaffmember

Chiqqy wrote: »

Yes I've sent the bank all statements etc... Will I have to do it all again?
And will my credit rating change?

The bank is still charging but I'm not paying anymore after paying them nearly £300

I would send them a letter with regards to the additional charges and tell them that you want them as well.

Chiqqy

Thanks for info but need to know do i have to do everything I've already done (sent letter etc...) again? Or will they have kept hold of my claim?

natweststaffmember

Chiqqy wrote: »

Thanks for info but need to know do i have to do everything I've already done (sent letter etc...) again? Or will they have kept hold of my claim?

The last acknowledgement you got should have a reference on it. I would use that reference number and send one letter stating that you have a claim on hold and you would like the bank to add the charges since that letter of x amount plus interest.
Make sense?

Chiqqy

Yes but I haven't paid anymore charges since feb, not going to either as I've already paid them nearly £300.
Thanks