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Barclays Bank

Just need to vent.

I opened an account with Barclays when I was 15, thats 22 years ago.

When I got married 12 years ago we made it into a joint account.

Barclays have rang twice now asking to speak with my husband, today I asked what it was about as I handle all the bills and everything and he said he couldn't tell me.

He has to speak to my husband so he can give PERMISSION for Barclays to deal with me.

Bloody flaming cheek, my name is on that account as well.


:mad::mad::mad::mad:

Thanks for reading.
«1

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    Its a joint account, everything has to be done with permission of both of you.

    Would you like it if your husband withdrew all the money, closed the account, and left you? ;)
  • Lokolo wrote: »
    Its a joint account, everything has to be done with permission of both of you.

    Would you like it if your husband withdrew all the money, closed the account, and left you? ;)


    No, that's not what he said, he said they needed his permission to speak to me, no mention of needing my permission to speak to him.
  • Flashdaisy
    Flashdaisy Posts: 146 Forumite
    I'm sure I've read somewhere that it is sexual discrimination for a bank to treat the male member of a joint account more favourably, and that both account holders should be treated equally. I would complain, in writing,to Barclays.
  • RadoJo
    RadoJo Posts: 1,828 Forumite
    1,000 Posts Combo Breaker
    I opened a joint account for my husband and I and since then he is the one who gets all the non-banking info (banking stuff comes to both of us, as it is a joint account). As it's Nationwide, that extends to the voting process for board members etc. The first couple of times I put it down to missing post or something, but now I've thought of it I am going to keep an eye on what comes to who and make sure I'm not being overlooked...
  • olimog
    olimog Posts: 25 Forumite
    I agree its so frustrating, I've had similar experiences with Barlays.

    If you've opened a bank account on an "any one to sign" basis (ie you can each write your own cheques etc) then the other party could effectively draw out all the money and you wouldn't have a leg to stand on as you've each given each other permission to do so (and this would be the first line of defence of any bank if this were to happen).

    This is why it is then so frustrating that they throw the data protection act at you as a reason why they can't discuss anything to do with the other person on the account...its a joint account, you've given each other permission to operate the account solely therefore you should both be able to get any information you require!!
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ask them why, and they'll quote "the DPA". Ask them what part of the DPA they are referring to, and they will usually speak to you.

    However, I wouldn't pass the message on to my other half if the bank refused to speak to me. Well - I would, obviously, but he wouldn't ring them.

    No doubt, when they DO ring and get him at the other end, they will expect him to give loads of security details over the phone. Even though THEY want to speak to him, not the other way round. My bank did this - "sorry, we can't speak to you unless you confirm your full name, address and dob". Hang on - I don't WANT to speak to you - you phoned me!
  • MRSTITTLEMOUSE
    MRSTITTLEMOUSE Posts: 8,547 Forumite
    We've been with Barclays for over 25 years and we've had the same joint account and they only ever seem to send info,loan offers ect to me.They even sent me a new debit card and when I asked where my husbands was they said he'd have to apply for it.I would'nt mind but it's all his money that goes in as I've never worked.
  • anjusan
    anjusan Posts: 7 Forumite
    Part of the Furniture Combo Breaker
    Ive had a Barclays account for over35 years. I have to make an appointment to talk to anyone,which usually ended up being asked to fill in a lifestyle questionair(to sell me insurance??) My question about my account ???...well the scruffy erk that was "serving" me didnt know,couldnt be bothered to find out and then asked if I would like to donate to their (branch) muffty day charity.

    After all these years, Im voting with my feet. I drew out or tranfered all my accounts and moved.
  • mr_fishbulb
    mr_fishbulb Posts: 5,224 Forumite
    Part of the Furniture Combo Breaker
    The best way would probably be for the wife to have her own account and the husband to create a standing order from his account into hers. He is the breadwinner after all!

    That way she gets an allowance each month for the housework and some things to make herself look pretty. If she needs any more money, she can just plead her case to the husband.
  • willo65
    willo65 Posts: 1,012 Forumite
    Maybe your husband has another account with barclays that is in his sole name? if they need to discuss this account then you are not a signatory and they cannot discuss with you.
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