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Co Op savings

Co Op have turned me down for a savings account but allowed me 2 cashminder accounts where the logic
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Comments

  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Sainsbury have accepted me (and others) for a savings account. But after getting away with natwest, Sainsbury are asking for my discharge certificate! (sent them a letter from my OR) So still waiting to get it finalised. They are accepting my money though.
  • DON79
    DON79 Posts: 3,842 Forumite
    they do that to everyone who is bankrupt! no idea why!!! after all, you can have a card to use in shops etc but you can't save up money! they have some silly policy about it. :rolleyes:
    BSC #215/No.1 Jan 09 Club
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    saving accounts are credit checked....basic cash card accounts are not

    Mad I know.....your not the first (they turned me down 3 times & i've been discharged over 2yrs)
    We all die. The goal isn't to live forever, the goal is to create something that will
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    skylight wrote: »
    Sainsbury have accepted me (and others) for a savings account. But after getting away with natwest, Sainsbury are asking for my discharge certificate! (sent them a letter from my OR) So still waiting to get it finalised. They are accepting my money though.

    They took my OR letter as proof at sainsburys no questions asked...so you should be ok
    We all die. The goal isn't to live forever, the goal is to create something that will
  • spoke to co op because i am not on electrol roll they disallowed saving account
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    and once you are they'll fail you agan because of the credit check & your BR
    We all die. The goal isn't to live forever, the goal is to create something that will
  • oh well try else where with have a credit union here
  • Lost2
    Lost2 Posts: 15,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would like to open a savings account, but when I have read the bumf
    they put on I did notices that they do a credit check:confused:
    Sealed Pot Number 018 🎄2009..£950.50 🎄2010..£256 🎄 2011..£526 🎄2012..£548.80 🎄2013...£758.88🎄2014...£510 🎄2015...£604.78 🎄2016...£704.50 🎄2017...£475 🎄2018...£1979.12 🎄2019...£408.88🎄2020...£1200.63...🎄2021…£588 🎄2022 £672… 🎄2023 £3,783.90 🎄2024…£3,882.57🎄2025…£4083.🎄2026
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    I got one with Chelsea by going in to the branch (whilst still undischarged) and I think Yorkshire (?) give them to BR's as well?

    It is a bit of a lottery getting one whilst still BR though!
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Lost2 wrote: »
    I would like to open a savings account, but when I have read the bumf
    they put on I did notices that they do a credit check:confused:

    try local credit union....or yorkshire bank saver (they take undischarged BR's) once discharged sainsburys is another good one
    We all die. The goal isn't to live forever, the goal is to create something that will
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