Wednesday 3/6/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.


Good morning lovely dfw's, yet another lovely sunny day today.


Today's list for me:

• check online banking
• update spreadsheets
• storecupboard lunch and tea with oldies
• take out lunch for DD
• freeze the 20p blocks of cheese I got yesterday
• check everything in greenhouse and water
• net my strawberry plants to stop the birdies eating them

• hokey cokey and ironing
• clean one room so no housework at weekend
• aim for no spend day
• sparkle a lot

Have a lovely day everyone. Hugs to anyone feeling poorly or down - hope you feel better soon.
Big wave to all the regulars and welcome to any new posters.
Have a lovely day everyone catch up with you all later.

mogchops

Good morning Sophiesmum and all who follow!

Still sunny here but seems a bit fresher and breezier.

Today......

- Check online banking (Quidco money gone in :j)
- Scratchies and clicks
(Littlewoods bingo is 1p all day today. Tried to prebuy a few games with my scratchie winnings, but cant seem to get the prebuy thing to work? Is it just me? Anyone else done it successfully? )
- Ebay sales finishing tonight - fingers crossed
- Packed lunches all round
- tea from freezer
- General housework & bed making & bathroom cleaning
- Go to work

Have a lovely day everyone!

pixiechick99

Morning!
SM - why do I not find blocks of cheese for 20p?! No bargains in my Tesco last night, half the shelves were empty...not impressed:mad:;)

Lovely again here - but what's the weekend forecast all about?! Sunday - 10degreees and heavy rain?! My girls are busy on Sun, one helping with Race for Life and the other off to Horse World....typical if the weather goes rubbish:rolleyes:

Anyway, quick list for today.....

• check banking
• scratchcards...no more 10p's please....:p
• washing on quick 30deg wash to go on line before work
• NSD hopefully
• Packed lunches to work
• No petrol as my friend drives us on Wed
• Dinner from plan - jacket pots and chicken tonight
• post ebay parcel
• Hope my ebay listings ending tonight go for high prices:rotfl:

That's all for now.....have a lovely day everyone:j

my_mess

Good Morning All

For me today:
- checked online banking (why so long for cheques to clear ? -- grrr !)
- water and talk to seeds and seedlings
- gather together all paperwork for DMP, and write accompanying letter
- pack up Ebay sale to post
- hope my Ebay item goes for Buy It Now price
- meals from stores
- update my 101 in 1001 list and blog
- housework frenzy - no more than 30 minutes
- iron 20 items
- free scratchies and clickies
- any surveys that come my way
- check Onepoll
- make £1 payments to each of my credit cards
- check for freebies

Enjoy the day, folks

Chick2organise

Good morning everyone, on here nice and early however i should be on my way to work by now. Leaving in a min....

Thanks Urg, i will try and do that later, too be honest my whole budget plan has totally gone out of the window as i am behind with things so catching up following month and so on. Silly of me!! Very silly!

today i need to:

• list a couple of items on ebay
• take lunch to work
• take forms to drs for change of dr (my current one is useless so i feel changing will be good value for money as where is my national insurance going if i dont get the help i need when i need it)
• prepare all letters which I need to send recorded tomorrow!

Well am off to work, must try to be motivated and happy today as i am never going to get anywhere if i am continuously struggling with my emotions. I need to look in my work diary and personal to try to work out when i can book some annual leave. I want to try to do a midweek bootsale as i just cant get out at the weekends due to family life!!

Must stay motivated, must stay motivated, must stay motivated!!!!! Help me, inspire me, must force back side into gear!!!!! :rotfl:

leelee24

Morning everyone!

Didn't get a chance to come on here yesterday as was at the Oval with the other half. Lovely day but I slipped off the rails MSE-wise and spent about £15 on food on drink that I didn't need to.:eek: So hoping I get back on track today:

• [STRIKE]scratch[/STRIKE]
• [STRIKE]click[/STRIKE]
• [STRIKE]online banking[/STRIKE]
• [STRIKE]breakfast at home [/STRIKE]and lunch from home
• have some cosmetics and stuff to buy today - try to get some good bargains
• post Amazon sale
• try to have a productive and stress-free day at work, it is getting to me lately
• tidy flat after work it is filthy!
• list some clothes/accessories on bigwardrobe
• relax and watch The Apprentice tonight!

Good luck to everyone with their goals for today!

Pippilongstocking

Morning all
How you all doing - um 20p cheese - our tescos does things like that after 8.30 everything has 90% off. Something to do with not having to ferry it back to the mainland. I got pate last night for 15p each (freezes well) humous (freezes well - we havve experimented!). But cheese is sadly like Milly not that cheap got a few blocks of something random for 89p - which is OK as cheese is sooooooooooooooooooooo expenisve so we normally have cheese surprise now

Today
Check bank I think I got paid
Pay rent
Move some money around
Leave note with brother with danishes and say ta for doing some strimming
Storecupboard tea, lunch brekkie
Greenhouse tidied last night and watered now having refilled the massive water butt with the hose
More veggies to plant tonight
Busy day at work
Need have a shower and think positive sparkly things

Waves to you all - my field work for the winter is now finished hurray
Office is coming along - tis ace I now have a secret sanctuary with cards from friends and lovely things candles, pictures of flowers and allllllllllllllllllllllllllllllllllll my papers etc

Other brother coming for a visit on Thursday for a week so I need to plan for food

Cleosmum

Hello! Gonna list as go again today Not sure how much I will do as I am at work today, but only 4 hours

So far...

• Checked banking - all ok, chq still not cleared :rolleyes:
• Breakfast from stores
• Walked kids to school, then me back again
• DD took juice from home
• Kids took packed lunches
• Had to buy lunch box bars but went for the penguins with 100% extra free, and crossed them off the shopping list (would have made hobnobs but out of anything resembling marg)
• Back lawn done
• Read Martins email
• Front lawn done
• Updated grocery total with penguin purchase
• Dinner out of freezer defrosting
• Kitchen cleaned
• Downstairs vacuumed
• Bunny out in run, in shade, big bottle of water....factor 50 on....
• 3 loads of washing on quick
• Line dried
• Lunch from stores
• Walked to work and back
• Worked for 4 hours
• OH took kids swimming and used free swim passes for the kids, and membership to get his cheaper
• Checked banking again, make sure nothing has snuck in!
• Grocery shop done - £10 MOC used, came to £33.84, green points added
• Got walkers points when shopping, will add those for trips
• Dinner from stores - family had pasta carbonara, I have sw cannelloni
• Grocery total updated, not doing too bad!
• Submitted a MS report

Thats my lot!

andrina_nightshade

Good morning everyone

Today I have/will:

• free scratchcard (10p)
• brought packed lunch to work
• having a NSD
• chasing up some cashback that didn't track
• work on evil report
• make a big batch of Quorn bolognese tonight
• re-do my nail polish as it's already chipped :mad:
• do Lightspeed survey, and any others that happen my way

Take care everyone, and have a good day! x

Norton_Blade

Morning all, didn't have chance to come on yesterday as I had the dreaded exam. But I had a nice reward afterwards by going to see a freebie screening of The Hangover

Today I have/will:

• Breakfast at home, storecupboard dinner, something boring and storecupboard for tea. All drinkies courtesy of work.
• Checked internet banking... A&L are getting very annoying. They remove pending payments from my pending payments list, I re-do them to make sure they go through... and then they take the money twice. Other than that, DDs and everything else out fine.
• Checked Quidco. Again, fine.
• Done some surveys... will do them as they come in throughout the day.
• Scratchy - 10p. Bought 5ps worth of bingo tickets but as ever, not a sausage won.
• Keep trying to find ways to make money... we've decided that if we can save an extra £72 every month, it'll make a massive difference in two year's time when we assess how much money we have for a house deposit.

Have a good day everyone. They've finally managed to get the air conditioning working here... the first day in a week and a half we don't really need it!

This is what I currently feel like = :snow_grin

babyhead

Morning all! Another sunny day here - breezy but sunny. I'm hoping it isn't as hot as yesterday though - it was too hot to do anything significant! :rolleyes: Nice for relaxing though...

Sorry to hear about your DS having a fit :eek: How old? My DS is nearly 2 and that is something which really scares me!!! He was really really really hot yesterday - he seems to suffer from "prickly heat" and just scratchies himself red raw :mad: I try to keep him watered all day which I think helps.

Thanks for all your well wishes to my OH. He seems a bit happier today. Funeral is next Wed - I have to see if SIL will have DS for a few hours as I think OH really would like me to go.

Plan for today is -

1/send book sold on amazon!!!!!!!! :mad:
2/online banking done
3/scratchies done
4/work hours
5/cleaning list
6/IL's coming for tea - pizza and salad it is then :rotfl:I'll make it a fancy one though!
7/play with DS lots!
8/deal with post - here's hoping for some news re money today.
9/ring docs

Busy as always then Better crack on! Have a good day everyone!!!!