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sub prime then what?
bbelt
Posts: 117 Forumite
in Credit cards
Hi Folks
I just wondered where people moved to mainstream credit wise after being in the sub prime market for long enough to move on?
hopefully move on myself a few months down the line.:beer:
I just wondered where people moved to mainstream credit wise after being in the sub prime market for long enough to move on?
hopefully move on myself a few months down the line.:beer:
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Comments
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bumpy bumpy bump0
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Do you mean how people rebuild credit scores?0
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about 12 months you can try flybe they are easy0
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When I was in sub-prime some years ago I used Cap1 and Barclaycard to start rebuilding my credit. I read your question and was surprised to realise I'm still using Cap 1 and Barclaycard. Initially I had £200 limit on Cap1 and £300 on BC - now it's £7500 and £7100.0
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When I was in sub-prime some years ago I used Cap1 and Barclaycard to start rebuilding my credit. I read your question and was surprised to realise I'm still using Cap 1 and Barclaycard. Initially I had £200 limit on Cap1 and £300 on BC - now it's £7500 and £7100.
WOW!!!
Exactly how long have u been using each card?'Sometimes you just need to keep your mouth shut':j0 -
Cap1 was first in 2001 I think and BC a few months later. I'd divorced at the time and had all sorts of money issues. I scrapped Cap1 after a couple of years. I think I've posted about this elsewhere. I reapplied a couple of years ago but can't remember why I chose them - maybe a promotion on interest rate?
Just checked, and my Barclaycard says 'Founder Member' on it - not at all sure what that means!
Edited - I think the founder member thing came about as BC took over Morgan Stanley Cashback eventually. Maybe someone else knows about this, without spoiling the thread
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