Tuesday 2/6/09 What small dfw things have you done today???

Chick2organise

urg123 wrote: »

Hi Chick

You're not moaning. You are taking small steps. Look at the ones you have taken today - clicks and ebaying.

Re: the credit cards - can you send a token payment of £1 to show you are willing to pay the cards back but just need some time?

Pipsmum - glad to hear Pip is ok.
Milly = glad to hear the tests went ok
Babyhead - sorry to hear about OH's friend.

Waving to you all and off to do tasks like a mad one! Bit of a slow evening.

urg x x

thanks urg, with regards to the credit cards, i really need to sort it out and get them paid off, mortgage is due for renewal in december and at this rate my credit rating will not allow anything. ive been thinking about everything tonight and i just cant understand why i dont seem to manage time and get to grips with doing productive things.... i am failing everywhere at the moment.

Cleosmum

Cleosmum wrote: »

Good morning! I am not going to list the things I plan to do as I havent been managing it all and been getting very cross with myself over it. I shall come back later and update with the things I have achieved

So far...

• Cleaned bathroom from top to bottom, is alllllll sparkling, even buffed the tiles with a soft towel :rotfl:
• Breakfast from stores - had banned myself from breakfast until bathroom finished
• Postie brought me a shower smart thingummy, OH can work that out and install later
• Kids to school with packed lunches
• Checked banking - all ok and wages showing but not cleared
• Sig updated with grocery total
• Yay for gadgets! OH has installed shower smart
• Submitted a MS report
• Cleaned kitchen
• Cleaned lounge
• Emptied bins
• Watered plants
• Sorted through toiletries box
• Dishwasher done its thang
• Did 2 mystery shops
• Cleaned the animals out
• Walked to school and back
• Bought reduced bread from T
• Dinner from stores
• Update grocery total again
• Lunch boxes done for tomorrow
• Checked quidco, still nothing validated
• Checked pigsback, now up to 852 pp as I had some shop and earn ones added on from ages ago
• Submitted 1 MS report

Thats my lot!

urg123

Hi Chick

Have you done a Statement of Affairs? It's a really good tool for you to be able to set your budget. Post it on the site and get people to feedback. It can be quite revealing.

If you are struggling to make your minimum payments you may need to look at Debt Management with a company like CCCS. I really don't know much and lots of others on the DFW would be able to help.

Don't lose heart - the great thing is that you are starting to make steps to make changes to move forward. If you don't do this - you will be in a worse position in the future.

Good luck

urg x x

Yargo1

Hello all, today ive been a bit bad...iced ring donut and a filled roll for my tea before job 2... not much change from 3 pound!!!

charging mobile at work and going to refrain from spending any more money!

hope you all having good day x