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Credit Card reclaims - help please
Crisp_£_note
Posts: 1,525 Forumite
Hi
I have just started a claim for my Skycard CC and know I can reclaim late payment charges and Overlkimit fees.
However I have come accross 2 charges that I am not sure about, they only happen a few times on statements but wanted to check if anyone knew if I can claim them back?
They are:
Conveinience cheque fee £12
Miscalaneous fee £15 - no idea what this was for!
Once I have added them all up I assume I just submit them with the template letter cross my fingersw and wait?
The statements I received only go up to September 08 but obviously I have still got an account with them - (even though the card is destroyed and I am in debt) - can I just add on any additional fees and charges received since then to date, before submitting my claim?
Thanks again.
I have just started a claim for my Skycard CC and know I can reclaim late payment charges and Overlkimit fees.
However I have come accross 2 charges that I am not sure about, they only happen a few times on statements but wanted to check if anyone knew if I can claim them back?
They are:
Conveinience cheque fee £12
Miscalaneous fee £15 - no idea what this was for!
Once I have added them all up I assume I just submit them with the template letter cross my fingersw and wait?
The statements I received only go up to September 08 but obviously I have still got an account with them - (even though the card is destroyed and I am in debt) - can I just add on any additional fees and charges received since then to date, before submitting my claim?
Thanks again.
Failure is only someone elses judgement.
Without change there would be no butterflies.
If its important to you, you'll find a way - if not, you'll find an excuse ! ~ Easy to say when you take money out of the equation!
Without change there would be no butterflies.
If its important to you, you'll find a way - if not, you'll find an excuse ! ~ Easy to say when you take money out of the equation!
0
Comments
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Convenience cheque is a credit card cheque and unfortunately you can't claim it.Crisp_£_note wrote: »Hi
I have just started a claim for my Skycard CC and know I can reclaim late payment charges and Overlkimit fees.
However I have come accross 2 charges that I am not sure about, they only happen a few times on statements but wanted to check if anyone knew if I can claim them back?
They are:
Conveinience cheque fee £12
Miscalaneous fee £15 - no idea what this was for!
Once I have added them all up I assume I just submit them with the template letter cross my fingersw and wait?
The statements I received only go up to September 08 but obviously I have still got an account with them - (even though the card is destroyed and I am in debt) - can I just add on any additional fees and charges received since then to date, before submitting my claim?
Thanks again.0 -
Thanks for that.
As I said above the statements I have with all my cards stop in September 08 as it was then I applied for the copies. However I can't find any statements from then to now (possibly I shredded them when I was feeling very depressed a couple of weeks ago
) so should I just write to the CCards again requesting copies dating from September 08 up to now? Or is there a way I can submit my claim as is and request they add any further charges applied after September 08?
Thanks Failure is only someone elses judgement.
Without change there would be no butterflies.
If its important to you, you'll find a way - if not, you'll find an excuse ! ~ Easy to say when you take money out of the equation!
0 -
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