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Marathons, Money and Motivation

18687899192116

Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I always crave choccies - when I was expecting tho I craved apple crumble, custard and icecream - yum!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    so far the things getting me through the day are werthers, murray mints, ham salad sandwiches from the co-op and pickled onion monster munch....

    and the occassional piece of toast ;)

    off to go and collect some cardboard boxes from DH's work so we can think about getting started on packing
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    when I was pregnant with DS I threw up all day. I could eat haribo teddy bears gums as they don't smell of anything and strangely at night I could eat mint chocolate I think but not during the day!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    i think i spoke too soon.....

    feel rough as hell..... heaving costantly, not nice
    Wealth is not measured by currency
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    morning all

    feeling a bit better, dosed up on my tablets from dr, DH made me tea and bought me donuts... and now we're watching righteous kill on dvd...

    weather is wet and windy here, really ggood autumnal day, loving it!!!
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    morning
    Glad you are feeling better.
    Its a beautiful day up here. Just back from the beach with the dog.

    Hope you have a good day x
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    luckily DH had already taken Gordon for a walk before the weather set in, so we didnt have a mucky pup running round the house...

    Im still not dressed, just had a lovely packet of malteasers and now im off to sign up for some freebies for the new addition to the family xx
    Wealth is not measured by currency
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    glad you are having a better day today
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    admittedly ive not done much.
    ive just moved from bed to sofa...

    think dh is peeved with me as well..... probably for not really doing a lot
    Wealth is not measured by currency
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    CAFCGirl wrote: »
    Im still not dressed, just had a lovely packet of malteasers and now im off to sign up for some freebies for the new addition to the family xx

    have i missed something?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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