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Marathons, Money and Motivation

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Comments

  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    :)

    Well I did a 6k bike ride, then a 3 mile walk and then did another slow mile to get home again..... and im ready to die!!!!

    I've also got something to do.... and i cant decide whether or not to do it,,, i mean if i do, at least i know where i am, but then it might not work out the way i want it to, which would suck... but then not doing means.... ive not done it....

    dilemma people, do it or dont do it?
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    good grief well done!

    If you don't do the thing you can't decided on doing, will you think in the future "why didn't i just do it". If you will then I say do it. Whatever "it" may be.....does that make any sense?!
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    im so cryptic LOL

    Oh b*gger it, may as well just do it, and get the answer....
    Wealth is not measured by currency
  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    lol so long as it makes sense to you.
    good luck! hope you get the answer you want
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lol so long as it makes sense to you.
    good luck! hope you get the answer you want
    me too! ;)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    didnt get the answer i wanted........

    oh well...
    Wealth is not measured by currency
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Sorry you didn't get the answer you wanted :(

    Don't think I would have been able to give advice anyway as I am no good with cryptic randomness!!!

    I do hope it works out though for you.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi cafcgirl hope you are okay....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • ShelleyC_2
    ShelleyC_2 Posts: 1,500 Forumite
    Sorry you didn't get the answer you wanted but my brain now official hurts due to crypticness!
    Looking for the perfect home and saving to make becoming a MFW easier
    MFiT3 48103/50000 Saved So Far :j
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LOL you know how I just like to toy with you all....

    Work has been manic this week, down by 2 members of staff, and one of the things that keeps me going is the thought of a week off next week!!

    Huzzah!
    You wont be able to get rid of me..

    On a sad note though, Gordon is sick. I dont know whats wrong with him, and DH is going to take him to the vet but hes had diarrhea and off his food, and moulting quite a lot.... bit worrying....
    Wealth is not measured by currency
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