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cheapest building and contents

hi i am looking for cheapest building and contents insurance. Clickinsurance coming up cheapest so far but have never heard of them. Does anyone have any words of advice that i should heed

Comments

  • Francesanne
    Francesanne Posts: 2,081 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Don't know if they're the cheapest but found LIVERPOOL VICTORIA very reasonable. Got my Mum to switch from the Pru last year and it saved around £200.00.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Clickinsurance is a trading name of Groupama. They are a large European company.
  • estelle123
    estelle123 Posts: 446 Forumite
    I found legal and general really cheap,as for click insurance as they are a part of Groupama, and are as efficient as they are in europe go for them.I have all my insurance with them(i live in Europe)they are brill.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They might be efficient in Europe but I don't find them efficient in this country, they tend to be very picky on claims and any adjustments.

    If the OP wants a cheap and cheerful policy then go for it, but bear in mind Insurance is like any other product in that you get what you pay for
  • If the insurance is cheap it is very likely to have very high compulsary excesses to pay in the event of a claim. Also the insurance will have many exclusions and not cover things or to a lower amount. I guess some level cover is better than no cover at all but it is worth considering insurance costing more as you need to sift through what is covered.
  • FlameCloud
    FlameCloud Posts: 1,952 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tpfpi wrote: »
    hi i am looking for cheapest building and contents insurance. Clickinsurance coming up cheapest so far but have never heard of them. Does anyone have any words of advice that i should heed

    Insurance is not a commodity. It is completly pointless if it does not cover the things you want it to do- buying on price alone will bring shocks if you need to claim.
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