DFS sofa so good (see what i did there)

Rebeccamills_2

I kept seeing that DFS advert on the telly and on facebook and everywhere I looked offering 4 years interest free credit and I decided to go and take a look. My sofa was second hand when I got it 3 years ago.
I looked at all the lovely sofas and agonised over which one I wanted then told the friendly but rather pushy sales man that I would like to order one. He sat me down and filled in a form for me, then worked out how much my sofa would cost per month for four years and explained that if ever I wanted to just pay it off I could. He then sold me a sort of sofa insurance which I didn't need but I am terrible at saying no, but apart from that it was pretty painless. I had ordered one that was on display and he told me that if I wanted that one then I could have it by next week but they would give me a ring and let me know. They just rang me and said it will be coming on Monday. I've got a really nice new sofa for £9.47 per month for four years, I don't think I'll even notice that hopefully. The sofa has still got to get here but I'm feeling quite pleased with myself. I'm pretty hopeless with my finances and fall for dodgy deals hook, line and sinker. Has anyone got any warnings on this score or do you think it seems pretty straight forward?

hieveryone

I would just make sure they definetely don't have any early repayment charges, I fell for this with a PC WORLD one once.

also, if you intend to take up the full four years, make sure it is paid completely before the last date, or else I'm sure they add the interest for the full 4 years on at the end.

Also, as it has been on display did they offer any sort of discount etc? Think how many bums have been on that! Check it over thoroughly for marks/scratches.