We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Dissapointing FOS reply for hardship claim

I sent my application form with all my letters and got a reply saying we are dealing with your case so all was well. 2 weeks later i got this letter today with another application form partially filled in saying "please give all information or we will not deal with your case - all your documents have been returned with this letter"

They did not send me my letters back they wanted exact date of when this complaint occured (i don't know exact dates, Lloyds have been charging me ongoing for years multiple times :confused: ) and to fill the rest of the form in i am going to need my letters back what i sent them! :mad:

They have not been exact in asking for what i need to fill in, all my details were already given last time and i sent them original letters from the bank not copies, i hope they have not 'lost' them.

I am giving it 1 more try and sent the filled in form back to them today with as much detail as i can. i don't know exact dates they wanted i am not a calendar :mad: hope ethis gets sorted out. i expected better from the FOS.
Owed out = lots. :cool:

Comments

  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    You need to keep copies of all documents you send the bank. If I send the bank documents I take or I scan copies to my computer so that there is a clear timeline for when I need to clarify or to complain.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Widelats
    Widelats Posts: 3,773 Forumite
    Maybe so, i did not think i would be going to the FOS when i claimed my bank charges back so i did not keep them.

    The FOS still did not tell me exactly what info they needed they were very vague, now they have my original copies and not me.
    Owed out = lots. :cool:
  • natweststaffmember
    natweststaffmember Posts: 12,063 Forumite
    Widelats wrote: »
    Maybe so, i did not think i would be going to the FOS when i claimed my bank charges back so i did not keep them.

    The FOS still did not tell me exactly what info they needed they were very vague, now they have my original copies and not me.
    Always assume you will take a bank to County Court which requires evidence. I know you never think it will, but at least now you know for any future complaints you have against any company. Keep the paperwork ;)
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604.1K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.